Schenectady County and Schenectady City property record for 1542 Rugby Rd, Schenectady, NY 12308
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,354 sqft · built 1904 |
| Lot Size | 0.197 acres (8,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $62,500 (Oct 2019) |
| Tax Bill | $6,045 (2026) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.21-1-10 |
| Primary APN | 421500 50.21-1-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,354 sqft Total Area |
| 1st Floor Area | 1,168 sqft |
| 2nd Floor Area | 1,186 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,600 sqft (0.197 acres) |
| Lot Dimensions | 215 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 450 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1542 RUGBY RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3021 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1542 RUGBY RD, SCHENECTADY, NY 12308-3021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2019 · Amount on Record |
| Deed Sale | Oct 23, 2019 · Amount on Record |
| Prior Sale | Dec 21, 2009 · Amount on Record |
| Deed Document Number | 201948038 |
| Deed Book / Page | 2022 / 634 |
| Prior Transfer Date | Sep 25, 2019 |
| Prior Transfer Doc | 0000048038 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 23, 2019 |
| Property Address | 1542 RUGBY RD, SCHENECTADY, NY 12308-3021 |
| Document Number | 0000048038 |
| Book / Page | 2022 / 634 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 201948038 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1542 RUGBY RD, SCHENECTADY, NY 12308-3021 |
| Document Number | 0000048040 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 201948040 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 161 Months |
| Due | Mar 17, 2033 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,045.00 (+4.35%) Homeowner's exemption | ||
| 2025 | $5,793.00 (+10.49%) | $108,800 (-) Land $16,300 Building $92,500 | $180,162 (+30.82%) Land $26,991 Building $153,171 |
| 2023 | $108,800 (-) Land $16,300 Building $92,500 | $137,722 (+3.8%) Land $20,633 Building $117,089 | |
| 2022 | $108,800 Land $16,300 Building $92,500 | $132,683 Land $19,878 Building $112,805 | |
| 2021 | $5,243.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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