1542 Pines End Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1542 Pines End Pl, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,002 sqft · built 2021
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$380,600 (Jan 2022)
Tax Bill	$5,110 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-25-31-5524-0001-0160`

Property Details

APN / Parcel Number

Primary APN	`16-25-31-5524-0001-0160`
Alternative APN	`253116552400010160`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,002 sqft Living Area
Gross Area	2,563 sqft
1st Floor Area	2,002 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	426 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1542 PINES END PL
City	SAINT CLOUD
State	FL
Zip	34771-7632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIREGRASS PH 1 PB 29 PGS 73-78 LOT 16
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	WIREGRASS PHS 1
Legal Phase	1
Legal Lot Number	16
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1053
Census Tract	43700

Owner

1542 Pines End Pl is owned by a company that bought it in January 2022.

Source: Osceola County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	11710 PLAZA AMERICA DR, 1100, RESTON, VA 20190-4771
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
May 26, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 13, 2022	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC
Jul 25, 2023	Correction Deed ATTORNEY ONLY, ATTORNEY
Sep 27, 2021	Special Warranty Deed, Construction Loan ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2022 · Amount on File
Deed Sale	Jan 13, 2022 · Amount on File
Prior Sale	Sep 27, 2021 · Amount on File
Deed Document Number	20227504
Deed Book / Page	6129 / 377
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Sep 17, 2026
Property Address	1542 PINES END PL, SAINT CLOUD, FL 34771-7632
Document Number	0000121205
Book / Page	7036 / 1723
Instrument Date	Jul 31, 2026
Instrument	2026121205
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1542 PINES END PL, SAINT CLOUD, FL 34771-7632

Mortgage

Document Number	0000121205,
Date	Sep 17, 2026
Book Page	7036/1723
Instrument	2026121205

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	304 Months
Due	Jan 1, 2052

Interest

Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1542 PINES END PL, SAINT CLOUD, FL 34771-7632
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1542 PINES END PL, SAINT CLOUD, FL 34771-7632

Mortgage

Document Number	0064141343
Date	May 26, 2023
Book Page	6414/1343
Instrument	2023067927

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Jan 1, 2052

January 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 13, 2022
Property Address	1542 PINES END PL, SAINT CLOUD, FL 34771-7632
Document Number	0061290377
Book / Page	6129 / 377
Map Reference	MB 29 PG 73-78
Instrument Date	Dec 31, 2021
Instrument	2022007504
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2023
Title Company	NOT AVAILABLE, APOLLO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,664.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 E WASHINGTON ST, ORLANDO, FL 32801-2311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1542 PINES END PL, SAINT CLOUD, FL 34771-7632

Mortgage

Document Number	0006129382
Date	Jan 13, 2022
Instrument	6129/382

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 25, 2023
Property Address	1542 PINES END PL, SAINT CLOUD, FL 34771-7632
Document Number	0064451005
Book / Page	6445 / 1005
Map Reference	MB 29 PG 73-78
Instrument Date	Sep 25, 2021
Instrument	2023095490
Record Updated	Aug 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3801 AVALON PARK EAST BLVD STE 400, 400, ORLANDO, FL 32828-4902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11710 PLAZA AMERICA DR STE 1100, 1100, RESTON, VA 20190-4771

September 2021: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 27, 2021
Property Address	1542 PINES END PL, SAINT CLOUD, FL 34771-7632
Document Number	0060521421
Book / Page	6052 / 1421
Map Reference	MB 29 PG 73-78
Instrument Date	Sep 21, 2021
Instrument	2021149762
Transaction Type	Construction Loan
Record Updated	Jan 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$79,351.30
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3801 AVALON PARK EAST BLVD STE 400, 400, ORLANDO, FL 32828-4902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11710 PLAZA AMERICA DR STE 1100, 1100, RESTON, VA 20190-4771
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1542 Pines End Pl was $5,110, up 2.1% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,110.00 (+2.08%)	$358,300 Land $75,000 Building $283,300	$358,300 Land $75,000 Building $283,300
2024	$5,006.00 (+0.52%)
2023	$4,980.00 (+14.33%) Homeowner's exemption	$352,300 (+13.13%) Land $75,000 Building $277,300	$352,300 (+13.13%) Land $75,000 Building $277,300
2022	$4,356.00	$311,400 Land $55,000 Building $256,400	$311,400 Land $55,000 Building $256,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1542 Pines End Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1542 Pines End Pl is high, ranking above 80% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 70% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Xfinity.

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