1542 E Ann St, Gastonia, NC 28054 Property Records

Gaston County property record for 1542 E Ann St, Gastonia, NC 28054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,339 sqft · built 1955
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Nov 2022)
Tax Bill	$2,972 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01103 08100`

Property Details

APN / Parcel Number

Primary APN	`01103 08100`
Alternative APN	`115738`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,339 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	23,522 sqft (0.54 acres)
Porch	Porch
Porch Area	513 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1542 E ANN ST
City	GASTONIA
State	NC
Zip	28054-3854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E P LEWIS ESTATE BLK 7 L 5/P 6-8 01 103 081 00 000
Legal Subdivision	E P LEWIS ESTATE
Legal Block	7
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	1
Census Block	1006
Census Tract	32505

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1542 E ANN ST, GASTONIA, NC 28054-3854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 3, 2020	Quit Claim Deed, Transfer · FHA Mortgage MR COOPER
Jun 26, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP
Oct 16, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Prior Sale	Mar 3, 2020
Deed Book / Page	5377 / 2211
Prior Transfer Date	Feb 25, 2020
Prior Transfer Doc	0051050824
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 16, 2022
Property Address	1542 E ANN ST, GASTONIA, NC 28054-3854
Document Number	0053772211
Book / Page	5377 / 2211
Map Reference	MB 12 PG 33
Instrument Date	Nov 16, 2022
Transaction Type	Transfer
Record Updated	Dec 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1255 ARNOLD FARM RD, 1255, WINCHESTER, TN 37398-2362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1542 E ANN ST, GASTONIA, NC 28054-3854

Mortgage

Document Number	0053772214
Date	Nov 16, 2022
Instrument	5377/2214

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASTON NC
Recording Date	Mar 3, 2020
Property Address	1542 E ANN ST, GASTONIA, NC 28054-3854
Document Number	0051050824
Book / Page	005105 / 000824
Instrument Date	Feb 25, 2020
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1542 E ANN ST GASTONIA NC 280543854, GASTONIA, NC 28054-3854

Mortgage

Document Number	51050826
Date	Mar 3, 2020
Book Page	005105/000826

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 26, 2018
Property Address	1542 E ANN ST, GASTONIA, NC 28054-3854
Document Number	0049842112
Book / Page	4984 / 2112
Map Reference	MB 12 PG 33
Instrument Date	Jun 25, 2018
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 CREEKWOOD LN, 416, LEWISVILLE, TX 75067-6503

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1542 E ANN ST, GASTONIA, NC 28054-3854

Mortgage

Document Number	49842114
Date	Jun 26, 2018
Instrument	4984/2114

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Oct 16, 2017
Property Address	1542 E ANN ST, GASTONIA, NC 28054-3854
Document Number	0049400089
Book / Page	004940 / 000089
Instrument Date	Oct 16, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	416 CREEKWOOD LN LEWISVILLE TX 750676503, LEWISVILLE, TX 75067-6503

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,972.00	$323,040 (-) Land $21,000 Building $302,040
2025	$2,972.00 (-10.78%)	$323,040 (+4.72%) Land $21,000 Building $302,040
2023	$3,331.00	$308,470 Land $21,000 Building $287,470
2021			$162,080 Land $16,000 Building $146,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on E Ann St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures