1542 Cachelin Dr, Carter Lake, IA 51510 Property Records

Pottawattamie County property record for 1542 Cachelin Dr, Carter Lake, IA 51510

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 850 sqft · built 1930
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Mar 2018)
Tax Bill	$1,628 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7544 16 334 009`

Property Details

APN / Parcel Number

Primary APN	`7544 16 334 009`
Alternative APN	`005 060 044 009775 000 000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	850 sqft Base Area
1st Floor Area	850 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1960
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	80 ft deep x 82 ft wide
Garage Type	Mixed
Garage Area	206 sqft
Porch	Porch
Porch Area	90 sqft

Location & Zoning

Street Address	1542 CACHELIN DR
City	CARTER LAKE
State	IA
Zip	51510-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARTER LAKE-WAVECREST ADD LTS 22 & 23 BLK 15
Legal Range	44W
Legal Township	75N
Legal Section	16
Legal Subdivision	WAVECREST ADDITION
Legal Block	15
Legal Lot Number	22,23
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	KANE
Census Block Group	2
Census Block	2009
Census Tract	21200

Owner

Source: Pottawattamie County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1055 WATERS EDGE CT, CARTER LAKE, IA 51510-1167
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SHELBY COUNTY STATE BANK
Mar 8, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2018 · Amount on Record
Deed Sale	Mar 8, 2018 · Amount on Record
Deed Book / Page	2018 / 2652
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	1542 CACHELIN DR, CARTER LAKE, IA 51510-1128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019791
Date	Dec 23, 2020
Book Page	2020/19791

Lender

Name	SHELBY COUNTY STATE BANK
Type	Bank
Address	HARLAN, IA 51537

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Mar 8, 2018
Property Address	1542 CACHELIN DR, CARTER LAKE, IA 51510-1128
Document Number	0000002652
Instrument Date	Mar 2, 2018
Instrument	2652
Transaction Type	Transfer
Record Updated	Apr 16, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1542 CACHELIN DR CARTER LAKE IA 515101128, CARTER LAKE, IA 51510-1128

Mortgage

Document Number	2654
Date	Mar 8, 2018
Instrument	2654

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2048

Tax Assessment & Valuation

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Carter Lake City
County	Pottawattamie County
Unified School District	Council Bluffs Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,700 (+11.14%) Land $25,100 Building $85,600	$110,700 (+11.14%) Land $25,100 Building $85,600
2025	$1,628.00 (-19.88%)
2023		$99,600 Land $21,800 Building $77,800	$99,600 Land $21,800 Building $77,800
2021	$2,032.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1993–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARTER LAKE WATER DISTRICT serves 3,791 people · EPA ID IA7812079
Water Source	Purchased surface water from METROPOLITAN UTILITIES DISTRICT
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Western Iowa Wireless.

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