15418 Obrien Rd, Harvard, IL 60033 Property Records

McHenry County property record for 15418 Obrien Rd, Harvard, IL 60033

Property Summary

Property Type	Rural Home
Details	1,436 sqft · built 1968
Lot Size	80 acres (3,484,800 sqft)
Owner	2 Company Names on Record
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-23-400-001`

Property Details

APN / Parcel Number

Primary APN	`02-23-400-001`

Interior

Stories	1 Story
Building Area	1,436 sqft Living Area
Basement Area	1,436 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Lot Area	3,484,800 sqft (80 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15418 OBRIEN RD
City	HARVARD
State	IL
Zip	60033-9592
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DOC 2003R0015765 (RE-RECORD) W1/2 SE1/4 MEMO: DOWEY FAMILY IRREVOCABLE TRUST
Legal Range	06E
Legal Township	46N
Legal Section	23
Legal Block	400
Jurisdiction	MCHENRY IL
Township / Civil Division	ALDEN
Census Block Group	2
Census Block	2017
Census Tract	870200

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	25179 N ELLRIE TER, LAKE ZURICH, IL 60047-9042
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit SAUK VALLEY BANK & TRUST COMPANY
Dec 19, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Dec 19, 2023
Transfer Doc	0000031898
Record Updated	Jun 7, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	15418 OBRIEN RD, HARVARD, IL 60033-9592
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25179 N ELLRIE TER, LAKE ZURICH, IL 60047-9042

Mortgage

Document Number	0000025884
Date	Sep 22, 2025
Instrument	2025R0025884

Lender

Name	SAUK VALLEY BANK & TRUST COMPANY
Type	Bank
Address	HARVARD, IL 60033

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 14, 2026

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Change Frequency	Monthly

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Dec 19, 2023
Property Address	15418 OBRIEN RD, HARVARD, IL 60033-9592
Document Number	0000031898
Instrument Date	Dec 18, 2023
Instrument	2023R0031898
Transaction Type	Transfer
Record Updated	Dec 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	25179 N ELLRIE TER, LAKE ZURICH, IL 60047-9042

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Alden Township
Unified School District	Alden-Hebron School District 19 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$83,354 Land $32,340 Building $51,014	$250,062 Land $97,020 Building $153,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: E-vergent, Frontier.

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