15416 Cardinal Haven Ln, Clear Spring, MD 21722 Property Records

Washington County property record for 15416 Cardinal Haven Ln, Clear Spring, MD 21722

Property Summary

Property Type	Mobile Home
Details	1.5 ba · 980 sqft · built 1989
Lot Size	3.78 acres (164,657 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Dec 2020)
Tax Bill	$1,250 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-022761`

Property Details

APN / Parcel Number

Primary APN	`23-022761`
Alternative APN	`022761`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	980 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Metal
Lot Area	164,657 sqft (3.78 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	022761
Street Address	15416 CARDINAL HAVEN LN
City	CLEAR SPRING
State	MD
Zip	21722-1768
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A(R)
Legal Description	LOT 1 3.78 ACRES 15416 CARDINAL HAVEN LAN
Legal Lot Number	1
Jurisdiction	WASHINGTON MD
Township / Civil Division	23, WILSONS
Census Block Group	1
Census Block	1019
Census Tract	11700

Owner

15416 Cardinal Haven Ln, a mobile home, is owned and occupied by two individuals who bought it in December 2020.

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15416 CARDINAL HAVEN LN, CLEAR SPRING, MD 21722-1768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Grant Deed, Transfer · Conventional with PMI DONALD A LONG
Sep 3, 2019	Deed of Trust, Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Deed Book / Page	6440 / 214
Prior Transfer Date	Jun 25, 2012
Prior Transfer Doc	0043130217
Record Updated	Oct 29, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Dec 1, 2020
Property Address	15416 CARDINAL HAVEN LN, CLEAR SPRING, MD 21722-1768
Document Number	0064400214
Book / Page	006440 / 000214
Instrument Date	Nov 24, 2020
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13536 CRESSPOND RD CLEAR SPRING MD 217221511, CLEAR SPRING, MD 21722-1511

Mortgage

Document Number	64400219
Date	Dec 1, 2020
Book Page	006440/000219

Lender

Name	DONALD A LONG
Address	260 LOCUST GROVE RD, WARFORDSBURG, PA 17267-7920
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	84 Months
Due	Nov 30, 2027

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	15416 CARDINAL HAVEN LN, CLEAR SPRING, MD 21722-1768
Document Number	0060580001
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13536 CRESSPOND RD CLEAR SPRING MD 217221511, CLEAR SPRING, MD 21722-1511

Mortgage

Document Number	0060580001
Date	Sep 4, 2019
Book Page	006058/000001

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MOUNT JOY, PA 17552

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 3, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 15416 Cardinal Haven Ln was $1,250, up 6.3% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,250.00 (+6.29%)	$120,700 (+6.28%) Land $92,800 Building $27,900	$120,700 (-) Land $92,800 Building $27,900
2025	$1,176.00 (+6.81%)	$113,567	$120,700 Land $92,800 Building $27,900
2024	$1,101.00 (+6.69%)
2023	$1,032.00	$99,300 Land $82,800 Building $16,500	$99,300 Land $82,800 Building $16,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15416 Cardinal Haven Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15416 Cardinal Haven Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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