15413 E 45th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 15413 E 45th Ter S, Independence, MO 64055

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,312 sqft · built 1980
Lot Size	0.019 acres (871 sqft)
Owner	Individual Name on Record
Tax Bill	$1,690 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-620-20-47`

Property Details

APN / Parcel Number

Primary APN	`33-620-20-47`
Alternative APNs	`33620204700000001` `882366`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,312 sqft Living Area
1st Floor Area	476 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Townhouse
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871 sqft (0.019 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	882366
Old Parcel Number	33620204700000001
Street Address	15413 E 45TH TER S
City	INDEPENDENCE
State	MO
Zip	64055-6206
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ROUNDTREE---UNIT 4
Legal Range	32
Legal Township	49
Legal Section	25
Legal Subdivision	ROUNDTREE
Legal Unit	4
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3003
Census Tract	14501

Owner

Source: Jackson County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15413 E 45TH TER S, INDEPENDENCE, MO 64055-6206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
May 9, 2018	Warranty Deed, Transfer · FHA Mortgage LEADERONE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2023
Deed Sale	Aug 28, 2023
Prior Sale	May 9, 2018
Deed Document Number	2023E0062275
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	15413 E 45TH TER S, INDEPENDENCE, MO 64055-6206
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15413 E 45TH TER S, INDEPENDENCE, MO 64055-6206

Mortgage

Document Number	00E0025329
Date	Apr 26, 2024
Instrument	2024E0025329

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	15413 E 45TH TER S, INDEPENDENCE, MO 64055-6206
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	KANSAS CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15413 E 45TH TER S, INDEPENDENCE, MO 64055-6206

Mortgage

Document Number	00E0062370
Date	Aug 28, 2023
Instrument	2023E0062370

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 28, 2023
Property Address	15413 E 45TH TER S, INDEPENDENCE, MO 64055-6206
Document Number	00E0062275
Instrument Date	Aug 22, 2023
Instrument	2023E0062275
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SECURED TITLE/KANSAS CITY, SECURED TITLE OF KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15413 E 45TH TER S, INDEPENDENCE, MO 64055-6206

Mortgage

Document Number	00E0062370
Date	Aug 28, 2023
Instrument	2023E0062370

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 9, 2018
Property Address	15413 E 45TH TER S, INDEPENDENCE, MO 64055-6206
Document Number	0000E40371
Instrument Date	May 4, 2018
Instrument	40371E
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15413 E 45TH TER S INDEPENDENCE MO 640556206, INDEPENDENCE, MO 64055-6206

Mortgage

Document Number	E40556
Date	May 9, 2018
Instrument	40556E

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, MO 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,870 (-2.18%) Land $3,150 Building $20,720	$125,630 (-2.18%)
2024	$1,690.00 (+2.3%)
2023	$1,652.00 (+23.93%)	$24,402 (+35.19%) Land $595 Building $23,807	$128,430 (+35.19%)
2022	$1,333.00	$18,050 Land $1,543 Building $16,507
2021			$95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, Wisper ISP.

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