15411 S 45th St, Phoenix, AZ 85044 Property Records

Maricopa County property record for 15411 S 45th St, Phoenix, AZ 85044

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,524 sqft · built 1993
Lot Size0.114 acres (4,948 sqft)
OwnerTrust Name on File
Last Sale$221,000 (Aug 2013)
Tax Bill$2,221 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN307-04-563

Property Details

APN / Parcel Number

Primary APN307-04-563
Alternative APN
  • 307045638

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,524 sqft Living Area
Gross Area1,674 sqft
1st Floor Area1,524 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeFrame
Roof MaterialConcrete
Lot Area4,948 sqft (0.114 acres)
Parking Spaces2 Parking Spaces
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address15411 S 45TH ST
CityPHOENIX
StateAZ
Zip85044-4932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM-L
Legal DescriptionGRAYSILL LOT 1-135 TR A-G MCR 354-27
Legal Range4E
Legal Township1S
Legal Section30
Legal SubdivisionGRAYSILL LOT 1-135 TR A-G
Legal Lot Number63
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1006
Census Tract116719

Owner

15411 S 45th St is held in a trust since June 2015.

Source: Maricopa County records, as of October 6, 2026

Owner of RecordTrust Name on File
Mailing Address15411 S 45TH ST, PHOENIX, AZ 85044-4932
Owner TypeCompany
VestingTrust, Personal Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CREDIT UNION
Mar 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2013 · Amount on File
Deed SaleAug 15, 2013 · Amount on File
Prior SaleMay 26, 2000 · Amount on File
Deed Document Number2013745553
Last Transfer DateJun 2, 2015
Transfer Doc0000411317
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateSep 22, 2026
Property Address15411 S 45TH ST, PHOENIX, AZ 85044-4932
Document Number0000555240
Instrument DateSep 15, 2026
Instrument2026555240
Transaction TypeMortgage
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212
Address15411 S 45TH ST, PHOENIX, AZ 85044-4932

Mortgage

Document Number0000555240,
DateSep 22, 2026
Instrument2026555240
Lender
NameQUORUM FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Rate9.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address15411 S 45TH ST, PHOENIX, AZ 85044-4932
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address15411 S 45TH ST, PHOENIX, AZ 85044-4932

Mortgage

Document Number0000276967
DateMar 12, 2021
Instrument20210276967
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 15411 S 45th St was $2,221.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictKyrene Elementary District (PK - 08)
Secondary School DistrictTempe Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$38,910 (+57.03%)$389,100 (+8.78%) Land $77,800 Building $311,300
2025$2,221.00$24,778 (-36.98%)$357,700 (-9.03%) Land $71,500 Building $286,200
2024$39,320$393,200 Land $78,600 Building $314,600
2023$2,114.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15411 S 45th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15411 S 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Tristate Wi-Fi by Wi-Fiber.

Nearby Properties on S 45th St

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