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1541 Shadow Ln, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1541 Shadow Ln, Saint Charles, MO 63303 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,456 sqft · built 1987
Lot Size0.202 acres (8,800 sqft)
Owner2 Individual Names on File
Last Sale$167,000 (Sep 1998)
Tax Bill$4,323 (2025)
Deeds & MortgagesSep 2018 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA860003164

Property Details

APN / Parcel Number

Primary APNA860003164
Alternative APN
  • 6-0013-5958-00-0080.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,456 sqft Living Area
Gross Area4,221 sqft
1st Floor Area1,340 sqft
Basement Area1,240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleBi-Level
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,800 sqft (0.202 acres)
Lot Dimensions110 ft deep x 80 ft wide
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area130 sqft
Deck AreaDeck Area
Patio Area228 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA860003164
Street Address1541 SHADOW LN
CitySAINT CHARLES
StateMO
Zip63303-5023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOW WOOD #2 LOT 80
Legal SubdivisionSHADOW WOOD #2
Legal Lot Number80
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group3
Census Block3008
Census Tract310902

Owner

Source: St. Charles County records · APN A860003164

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1541 SHADOW LN, SAINT CHARLES, MO 63303-5023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Nov 06, 2020Deed of Trust, Mortgage
US BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 03, 1998 · Amount on Record
Deed SaleSep 03, 1998 · Amount on Record
Deed Document Number199869945
Deed Book / Page2125 / 547
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1541 SHADOW LN, SAINT CHARLES, MO 63303-5023
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0069822060
DateSep 27, 2018
Book Page6982/2060
Instrument20180927000554320
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueSep 05, 2023

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1541 SHADOW LN, SAINT CHARLES, MO 63303-5023
Document Number0000091944
Instrument DateNov 06, 2020
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1541 SHADOW LN ST CHARLES MO 633035023, ST CHARLES, MO 63303-5023

Mortgage

Document Number0000091944
DateNov 24, 2020
Instrument91944
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
AmountAmount Recorded
Term120 Months
DueNov 23, 2030

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$69,129 (-)$363,839 (-) Land $66,000 Building $297,839
2025$4,323.00$69,129 (+5.46%)$363,839 (+5.46%) Land $66,000 Building $297,839
2023$65,548
2022$344,987 Land $66,000 Building $278,987

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833109023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2022, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20

May also be available at this address: WH i3B Bidco LLC/WH i3B Topco, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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