1541 Savin Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1541 Savin Dr, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,190 sqft · built 1970
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on File
Last Sale	$661,000 (Feb 2021)
Tax Bill	$7,142 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`507-473-06-00`

Property Details

APN / Parcel Number

Primary APN	`507-473-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,190 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	9,900 sqft (0.227 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1541 SAVIN DR
City	EL CAJON
State	CA
Zip	92021-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 12 TR 004107
Legal Subdivision	SUNSET HIGHLANDS
Legal Tract	004107
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	16401

Owner

1541 Savin Dr is owned and occupied by two individuals who bought it in February 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1541 SAVIN DR, EL CAJON, CA 92021-5116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 20, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 11, 2021	Grant Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jun 19, 2017	Intrafamily Transfer, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2021 · Amount on File
Deed Sale	Feb 11, 2021 · Amount on File
Prior Sale	Jun 22, 2004 · Amount on File
Deed Document Number	2021109662
Prior Transfer Date	Jun 7, 2017
Prior Transfer Doc	0000275208
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1541 SAVIN DR, EL CAJON, CA 92021-5116
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 SAVIN DR, EL CAJON, CA 92021-5116

Mortgage

Document Number	0000190254
Date	Jul 24, 2024
Instrument	2024-0190254

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1541 SAVIN DR, EL CAJON, CA 92021-5116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000539566
Date	Nov 20, 2019
Instrument	2019-0539566

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 11, 2021
Property Address	1541 SAVIN DR, EL CAJON, CA 92021-5116
Document Number	0000109662
Map Reference	MAP 4107
Instrument Date	Jan 26, 2021
Instrument	2021-0109662
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3459 REYNARD WAY UNIT C, C, SAN DIEGO, CA 92103-3892

Mortgage

Document Number	0000109663
Date	Feb 11, 2021
Instrument	2021-0109663

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2017
Property Address	1541 SAVIN DR, EL CAJON, CA 92021-5116
Document Number	0000275208
Map Reference	MAP4107
Instrument Date	Jun 7, 2017
Instrument	2017-0275208
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1541 SAVIN DR, EL CAJON, CA 92021-5116

Mortgage

Document Number	0000275209
Date	Jun 19, 2017
Instrument	2017-0275209

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1541 Savin Dr was $7,142 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$729,793 (+2%) Land $306,382 Building $423,411
2025	$7,142.00	$715,484 Land $300,375 Building $415,109
2023	$9,400.00 (-0.28%)	$687,703 Land $288,712 Building $398,991
2022	$9,426.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1541 Savin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1541 Savin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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