1541 Rd M16, Earling, IA 51530 Property Records

Shelby County property record for 1541 Rd M16, Earling, IA 51530

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,022 sqft · built 1952
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,090 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`830620202001`

Property Details

APN / Parcel Number

Primary APN	`830620202001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,022 sqft Living Area
1st Floor Area	1,670 sqft
Basement Area	1,670 sqft
Finished Basement	850 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Metal
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	61 sqft
Deck Area	360 sqft
Patio Area	728 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1541 ROAD M16
City	EARLING
State	IA
Zip	51530-5410
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	20-80-39 PT NW NW
Legal Range	39W
Legal Township	80N
Legal Section	20
Jurisdiction	SHELBY IA
Township / Civil Division	WESTPHALIA
Census Block Group	2
Census Block	2011
Census Tract	960200

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1541 ROAD M16, EARLING, IA 51530-5410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Line of Credit SHELBY COUNTY STATE BANK
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SHELBY COUNTY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	1541 ROAD M16, EARLING, IA 51530-5410
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 ROAD M16, EARLING, IA 51530-5410

Mortgage

Document Number	0020231981
Date	Dec 14, 2023
Instrument	2023-1981

Lender

Name	SHELBY COUNTY STATE BANK
Type	Bank
Address	HARLAN, IA 51537

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	58 Months
Due	Oct 15, 2028

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	1541 ROAD M16, EARLING, IA 51530-5410
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020212070
Date	Sep 22, 2021
Instrument	2021-2070

Lender

Name	SHELBY COUNTY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Unified School District	Harlan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,090.00 (+7.12%)	$353,246 (-) Land $1,607 Building $351,639	$353,246 (-) Land $1,607 Building $351,639
2025		$353,246 (+16.18%) Land $1,607 Building $351,639	$353,246 (+16.18%) Land $1,607 Building $351,639
2024	$3,818.00 (+26.09%)
2023		$304,056 (+47.44%) Land $1,258 Building $302,798	$304,056 (+47.44%) Land $1,258 Building $302,798
2022	$3,028.00 Homeowner's exemption Additional exemption filed	$206,220 Land $894 Building $205,326
2021			$206,220 Land $894 Building $205,326

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Farmers Mutual Cooperative Telephone Fiber	400 / 100

May also be available: Verizon, Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd M16

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