1541 Notting Hill S, Hernando, MS 38632 Property Records

DeSoto County property record for 1541 Notting Hill S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,216 sqft · built 2007
Lot Size	0.393 acres (17,129 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Aug 2020)
Tax Bill	$1,915 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-08-10-0-00092-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-08-10-0-00092-00`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,216 sqft Adjusted Area
1st Floor Area	2,144 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	17,129 sqft (0.393 acres)
Lot Dimensions	151 ft deep x 64 ft wide
Pool Area	512 sqft
Patio Area	448 sqft

Location & Zoning

Street Address	1541 NOTTING HL S
City	HERNANDO
State	MS
Zip	38632-8085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	NOTTING HILL SEC B LOT 92
Legal Range	007
Legal Township	03S
Legal Section	08
Legal Subdivision	NOTTING HILL SEC B
Legal Lot Number	92
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3039
Census Tract	71001

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1541 NOTTING HL S, HERNANDO, MS 38632-8085
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Jan 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO
Mar 26, 2021	Intrafamily Transfer, Transfer
Aug 5, 2020	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Prior Sale	Nov 23, 2010 · Amount on Record
Deed Book / Page	927 / 653
Last Transfer Date	Mar 10, 2021
Transfer Doc	000952/412
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1541 NOTTING HL S, HERNANDO, MS 38632-8085
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	PERFECT TITLE, PERFECT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7695 WHITTEN HILL CV, OLIVE BRANCH, MS 38654-7079

Mortgage

Document Number	0005025/44
Date	Aug 25, 2020
Book Page	5025/44

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1541 NOTTING HL S, HERNANDO, MS 38632-8085
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004286/474
Date	Jan 5, 2017
Book Page	4286/474

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Mar 26, 2021
Property Address	1541 NOTTING HL S, HERNANDO, MS 38632-8085
Document Number	000952/412
Book / Page	952 / 412
Map Reference	MB 96 PG 47&48
Instrument Date	Mar 10, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1541 NOTTING HL S, HERNANDO, MS 38632-8085

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 5, 2020
Property Address	1541 NOTTING HL S, HERNANDO, MS 38632-8085
Document Number	000927/653
Book / Page	927 / 653
Map Reference	MB 96 PG 47&48
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	PERFECT TITLE, PERFECT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	331 SIDECAMP RD, 331, INLET BEACH, FL 32461-7458

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1541 NOTTING HL S, HERNANDO, MS 38632-8085

Mortgage

Document Number	0005008335
Date	Aug 5, 2020
Instrument	5008/335

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,915.00 (-15.97%)	$23,860 (-) Land $4,000 Building $19,860	$238,594 (-) Land $40,000 Building $198,594
2023	$2,279.00	$23,860	$238,594 Land $40,000 Building $198,594

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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