1541 Main St, Inez, KY 41224 Property Records

Martin County property record for 1541 Main St, Inez, KY 41224

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,222 sqft · built 1972
Lot Size7.61 acres (331,491 sqft)
Owner2 Individual Names on Record
Last Sale$131,000 (Feb 2020)
Tax Bill$1,220 (2025)
Deeds & MortgagesApr 2026 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028-00-00-218.00

Property Details

APN / Parcel Number

Primary APN028-00-00-218.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,222 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area331,491 sqft (7.61 acres)
TerrainSteep
DrivewayAsphalt Driveway
PorchSlab
Porch Area363 sqft

Location & Zoning

Street Address1541 MAIN ST
CityINEZ
StateKY
Zip41224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7.615 ACRES & IMP
JurisdictionMARTIN KY
Township / Civil DivisionWARFIELD
Census Block Group2
Census Block2022
Census Tract950100

Owner

Source: Martin County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1336, INEZ, KY 41224-1336
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 4, 2020Deed, Transfer · FHA Mortgage
POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2020 · Amount on Record
Deed SaleFeb 4, 2020 · Amount on Record
Deed Document Number202092896
Deed Book / Page200 / 602
Record UpdatedJun 8, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN KY
Recording DateApr 9, 2026
Property Address1541 MAIN ST, INEZ, KY 41224
Document Number0000119241
Book / Page171 / 698
Instrument DateMar 3, 2026
Instrument2026119241
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman, 286
Address1541 MAIN ST, INEZ, KY 41224

Mortgage

Document Number0000119241,
DateApr 9, 2026
Book Page171/698
Instrument2026119241
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionMARTIN KY
Recording DateFeb 4, 2020
Property Address1541 MAIN ST, INEZ, KY 41224
Document Number00D200/602
Book / PageD200 / 602
Map ReferenceDB 200 PG 596
Instrument DateDec 13, 2014
Instrument92896
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$131.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2103 SHARON RD, ASHLAND, KY 41101-5182

Transferred To (Grantee/Buyer)

NameVerified Name
Address1541 MAIN ST, INEZ, KY 41224

Mortgage

Document Number00M156/519
DateFeb 4, 2020
Book PageM156/519
Instrument92897
Lender
NamePOLARIS HOME FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Martin County assessment roll, as of February 12, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,220.00 (-2.4%) Disabled Person's exemption$131,000 (-) Land $15,000 Building $116,000$131,000 (-) Land $15,000 Building $116,000
2023$1,250.00 Disabled Person's exemption$131,000 Land $15,000 Building $116,000$131,000 Land $15,000 Building $116,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims15 (1981–2025)
Claims Outside the SFHA5 of 15
Most Recent ClaimFeb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storm, Snowstorm, Flooding, Landslides, And Mudslides, Mar 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 92% of Kentucky
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO WATER DISTRICT #1
serves 9,003 people · EPA ID KY0800273
Water SourceSurface water
Last State InspectionApr 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Nov 2023
Total trihalomethanes
resolved · Apr 2017
Haloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Foothills Communications
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35

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