1541 Lash St, Carmel, IN 46032 Property Records

Hamilton County property record for 1541 Lash St, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,892 sqft · built 2018
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$720,000 (Dec 2025)
Tax Bill$7,517 (2024)
Deeds & MortgagesOct 2021 Mortgage
Aug 2022 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APN29-09-27-020-009.000-018

Property Details

APN / Parcel Number

Primary APN29-09-27-020-009.000-018
Alternative APN
  • 1709270020009000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area3,892 sqft Living Area
Basement Area1,316 sqft
Finished Basement1,180 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area724 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1709270020009000
Street Address1541 LASH ST
CityCARMEL
StateIN
Zip46032-8616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .15, SECTION 27, TOWNSHIP 18, RANGE 3, CLAY CORNER, LOT 9
Legal SubdivisionCLAY CORNER
Legal Lot Number9
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3009
Census Tract111009

Owner

1541 Lash St is owned and occupied by an individual who bought it in December 2025.

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1541 LASH ST, CARMEL, IN 46032-8616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
MJW FINANCIAL LLC
Aug 29, 2022Deed of Trust, Mortgage · Line of Credit
ELEMENTS FINANCIAL FCU
Dec 3, 2025Warranty Deed, Transfer · Conventional Mortgage
MERCHANTS BANK OF INDIANA
Nov 12, 2024Transfer on Death Deed, Transfer
Nov 8, 2019Deed of Trust, Mortgage
MJW FIN'L
Jun 14, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Apr 25, 2018Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2025 · Amount on File
Deed SaleDec 3, 2025 · Amount on File
Prior SaleJun 14, 2019
Deed Document Number2025052482
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1541 LASH ST, CARMEL, IN 46032-8616
Transaction TypeMortgage
Record UpdatedDec 26, 2025
Title CompanyUNKNOWN, FST

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078648
DateOct 29, 2021
Instrument2021078648
Lender
NameMJW FINANCIAL LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2036

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1541 LASH ST, CARMEL, IN 46032-8616
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042580
DateAug 29, 2022
Instrument2022042580
Lender
NameELEMENTS FINANCIAL FCU
TypeCredit Union
AddressINDIANAPOLIS, IN 46202
Agreement
TypeLine of Credit
AmountAmount on Record
Term24 Months
DueAug 15, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateDec 3, 2025
Property Address1541 LASH ST, CARMEL, IN 46032-8616
Document Number0000052482
Map ReferenceDOC 2018003354
Instrument DateDec 2, 2025
Instrument2025052482
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyROYAL TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14350 MUNDY DR800

Transferred To (Grantee/Buyer)

NameVerified Name
Address1541 LASH ST, CARMEL, IN 46032-8616

Mortgage

Document Number0000052483
DateDec 3, 2025
Instrument2025052483
Lender
NameMERCHANTS BANK OF INDIANA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.87%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2029
Change Frequency6 Months
IndexSOFR Average 30-Day
Max Rate10.8%

November 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON IN
Recording DateNov 12, 2024
Property Address1541 LASH ST, CARMEL, IN 46032-8616
Document Number0000043057
Map ReferenceDOC 2018003354
Instrument DateNov 11, 2024
Instrument2024043057
Transaction TypeTransfer
Record UpdatedDec 26, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1541 LASH ST, CARMEL, IN 46032-8616

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1541 LASH ST, CARMEL, IN 46032-8616
Document Number0000057480
Instrument DateNov 8, 2019
Transaction TypeMortgage
Record UpdatedDec 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1541 LASH ST CARMEL IN 460328616, CARMEL, IN 46032-8616

Mortgage

Document Number0000057480
DateNov 14, 2019
Instrument57480
Lender
NameMJW FIN'L
TypeFunding / Finance Company
AddressINDIANAPOLIS, IN 46240
Agreement
AmountAmount on Record
Term180 Months
DueNov 13, 2034

June 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJun 14, 2019
Property Address1541 LASH ST, CARMEL, IN 46032-8616
Document Number0000025093
Map ReferenceDOC 2018003354
Instrument DateMay 21, 2019
Instrument2019025093
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 8, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1541 LASH AVE, CARMEL, IN 46032-8616

Mortgage

Document Number0000025094
DateJun 14, 2019
Instrument2019025094
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2049

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateApr 25, 2018
Property Address1541 LASH ST, CARMEL, IN 46032-8616
Document Number0000017480
Instrument DateApr 12, 2018
Instrument17480
Transaction TypeTransfer
Record UpdatedJun 27, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9025 RIVER RD #100 INDIANAPOLIS IN 462406443, 100, INDIANAPOLIS, IN 46240-6443

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$663,500 (+0.58%) Land $125,300 Building $538,200$663,500 (+0.58%) Land $125,300 Building $538,200
2024$7,517.00 (+12.65%)$659,700 (+10.01%) Land $125,300 Building $534,400$659,700 (+10.01%) Land $125,300 Building $534,400
2023$6,673.00 (+16.5%) Homeowner's exemption$599,700 (+19.41%) Land $125,300 Building $474,400$599,700 (+19.41%) Land $125,300 Building $474,400
2022$5,728.00 Homeowner's exemption$502,200 Land $99,000 Building $403,200$502,200 Land $99,000 Building $403,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1541 Lash St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1541 Lash St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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