1541 Laredo St, Napa, CA 94559 Property Records

Napa County property record for 1541 Laredo St, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,497 sqft · built 1967
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$526,000 (Sep 2016)
Tax Bill	$7,842 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`046-481-019-000`

Property Details

APN / Parcel Number

Primary APN	`046-481-019-000`
Alternative APNs	`046-481-019` `04648119`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,497 sqft Living Area
Gross Area	1,997 sqft
1st Floor Area	1,497 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	046-481-019
Street Address	1541 LAREDO ST
City	NAPA
State	CA
Zip	94559-4371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	LOT 144 NAPA HIGHLANDS SUB NO 3 8R/M47
Legal Subdivision	NAPA HIGHLANDS 03
Legal Lot Number	144
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1008
Census Tract	200302

Owner

1541 Laredo St is owned and occupied by two individuals who acquired it in May 2021.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1541 LAREDO ST, NAPA, CA 94559-4371
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 10, 2021	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jun 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Jul 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2016 · Amount on File
Deed Sale	Sep 29, 2016 · Amount on File
Prior Sale	Aug 31, 1999 · Amount on File
Deed Document Number	201624582
Last Transfer Date	May 24, 2021
Transfer Doc	0000019538
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1541 LAREDO ST, NAPA, CA 94559-4371
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 LAREDO ST, NAPA, CA 94559-4371

Mortgage

Document Number	0000001930
Date	Jan 31, 2022
Instrument	2022-0001930

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1541 LAREDO ST, NAPA, CA 94559-4371
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 LAREDO ST, NAPA, CA 94559-4371

Mortgage

Document Number	0000025880
Date	Aug 10, 2021
Instrument	2021-0025880

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Jun 8, 2021
Property Address	1541 LAREDO ST, NAPA, CA 94559-4371
Document Number	0000019538
Map Reference	MB 8 PG 47&48
Instrument Date	May 24, 2021
Instrument	2021-0019538
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1541 LAREDO ST, NAPA, CA 94559-4371

Mortgage

Document Number	0000019539
Date	Jun 8, 2021
Instrument	2021-0019539

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1541 LAREDO ST, NAPA, CA 94559-4371
Document Number	0000013531
Instrument Date	Jul 2, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1541 LAREDO ST NAPA CA 945594371, NAPA, CA 94559-4371

Mortgage

Document Number	0000013531
Date	Jul 10, 2018
Instrument	13531

Lender

Name	TRAVIS CU
Address	VACAVILLE, CA 95687

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1541 Laredo St was $7,842, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,842.00 (+2.15%)	$622,669 (+2%) Land $290,025 Building $332,644	$622,669 Land $290,025 Building $332,644
2025	$7,677.00	$610,461 Land $284,339 Building $326,122
2023	$7,312.00 (+1.34%)	$586,758 Land $273,299 Building $313,459
2022	$7,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1541 Laredo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1541 Laredo St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Valley Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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