1541 Kay Dr, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1541 Kay Dr, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1962
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$76,000 (Sep 2017)
Tax Bill	$1,516 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-6790-0050-00-0`

Property Details

APN / Parcel Number

Primary APN	`03-6790-0050-00-0`
Alternative APN	`11-03-6790-0050-00-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Raised Ranch
Lot Area	20,038 sqft (0.46 acres)
Lot Depth	123 ft Depth
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1541 KAY DR
City	BENTON HARBOR
State	MI
Zip	49022-9254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	LOT 50 REIMERS SUBDN NO 1
Legal Subdivision	REIMERS SUB
Legal Lot Number	50
Legal Unit	50
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1029
Census Tract	2500

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1541 KAY DR, BENTON HARBOR, MI 49022-9254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2017	Deed of Trust, Mortgage · Line of Credit HONOR CU
Sep 13, 2017	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2017 · Amount on Record
Deed Sale	Sep 13, 2017 · Amount on Record
Prior Sale	Mar 5, 2002 · Amount on Record
Deed Document Number	20173183-0595
Deed Book / Page	3183 / 595
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1541 KAY DR, BENTON HARBOR, MI 49022-9254
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03174/0833
Date	Jun 8, 2017
Book Page	3174/0833

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 12, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 13, 2017
Property Address	1541 KAY DR, BENTON HARBOR, MI 49022-9254
Document Number	03183/0595
Book / Page	3183 / 0595
Map Reference	LB18 PG5
Instrument Date	Aug 25, 2017
Instrument	3183-0595
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$653.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1541 KAY DR, BENTON HARBOR, MI 49022-9254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 KAY DR, BENTON HARBOR, MI 49022-9254

Mortgage

Document Number	0031830597
Date	Sep 13, 2017
Instrument	3183-0597

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,200 (+17.85%)	$162,400 (+17.85%)
2025	$1,516.00 (+13.47%)
2023		$68,900	$137,800
2022	$1,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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