1541 Harbor Dr, Vista, CA 92081 Property Records

San Diego County property record for 1541 Harbor Dr, Vista, CA 92081 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,535 sqft · built 1988
Lot Size	0.99 acres (4,307 sqft)
Owner	2 Individual Names on File
Last Sale	$547,000 (Jun 2019)
Tax Bill	$7,543 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`217-512-15-00`

Property Details

APN / Parcel Number

Primary APN	`217-512-15-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,535 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	4,307 sqft (0.99 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1541 HARBOR DR
City	VISTA
State	CA
Zip	92081-8704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 69 TR 011563
Legal Subdivision	VISTA 85-5
Legal Tract	011563
Legal Block	2
Legal Lot Number	69
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	19905

Owner

Source: San Diego County records · APN 217-512-15-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1541 HARBOR DR, VISTA, CA 92081-8704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 02, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage EXCEPTIONAL MORTGAGE SOLUTIONS
Dec 03, 2018	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 13, 2020	Deed of Trust, Mortgage · FHA Mortgage AMWEST FNDG CORP
Jun 19, 2019	Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 2019 · Amount on Record
Deed Sale	Jun 19, 2019 · Amount on Record
Prior Sale	Mar 21, 2016 · Amount on Record
Deed Document Number	2019240949
Prior Transfer Date	Sep 16, 2014
Prior Transfer Doc	0000417924
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1541 HARBOR DR, VISTA, CA 92081-8704
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 HARBOR DR, VISTA, CA 92081-8704

Mortgage

Document Number	0000351675
Date	Sep 02, 2022
Instrument	2022-0351675

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1541 HARBOR DR, VISTA, CA 92081-8704
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 HARBOR DR, VISTA, CA 92081-8704

Mortgage

Document Number	0000510657
Date	Jul 16, 2021
Instrument	2021-0510657

Lender

Name	EXCEPTIONAL MORTGAGE SOLUTIONS
Type	Mortgage Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1541 HARBOR DR, VISTA, CA 92081-8704
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000497682
Date	Dec 03, 2018
Instrument	2018-0497682

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1541 HARBOR DR, VISTA, CA 92081-8704
Document Number	0000203479
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 04, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1541 HARBOR DR VISTA CA 920818704, VISTA, CA 92081-8704

Mortgage

Document Number	0000203479
Date	Apr 21, 2020
Instrument	203479

Lender

Name	AMWEST FNDG CORP
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2019
Property Address	1541 HARBOR DR, VISTA, CA 92081-8704
Document Number	0000240949
Map Reference	MAP 11563
Instrument Date	Jun 18, 2019
Instrument	2019-0240949
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1541 HARBOR DR, VISTA, CA 92081-8704

Mortgage

Document Number	0000240950
Date	Jun 19, 2019
Instrument	2019-0240950

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$622,384 (+2%) Land $335,065 Building $287,319
2025	$7,543.00 (+7.85%) Homeowner's exemption	$610,182 (+4.04%) Land $328,496 Building $281,686
2023	$6,994.00 (+0.24%) Homeowner's exemption	$586,490 Land $315,741 Building $270,749
2022	$6,977.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 489 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, San Diego Broadband, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Harbor Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures