Lincoln County property record for 1541 Gambit Dr, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,416 sqft · built 1997 |
| Lot Size | 0.262 acres (11,413 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,074 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-70-35-004-005-069.000 |
| Primary APN | 15-70-35-004-005-069.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| Basement Area | 1,062 sqft |
| Unfinished Basement | 1,062 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,413 sqft (0.262 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1541 GAMBIT DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-2525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 69 CASTLEWOOD ESTATES PLAT 3 PHASE 1 |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 35 |
| Legal Subdivision | CASTLEWOOD ESTATES |
| Legal Phase | 1 |
| Legal Lot Number | 69 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 810305 |
Source: Lincoln County records · APN 15-70-35-004-005-069.000
Assessment roll updated September 11, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1541 GAMBIT DR, TROY, MO 63379-2525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 06, 2011 |
| Transfer Doc | 2211/0417 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 1541 GAMBIT DR, TROY, MO 63379-2525 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002477/944 |
|---|---|
| Date | Apr 08, 2022 |
| Book Page | 2477/944 |
| Instrument | 2022003677 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Lincoln County records · Assessment roll updated September 11, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,074.00 (+7.35%) | $33,010 (+8.69%) Land $4,702 Building $28,308 | $173,740 (+8.7%) Land $24,750 Building $148,990 |
| 2023 | $1,932.00 (+4.72%) | $30,370 Land $3,848 Building $26,522 | $159,840 Land $20,250 Building $139,590 |
| 2022 | $1,845.00 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 138 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, SysTec Wireless Communications, Wisper ISP.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | TROY PWS serves 15,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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