1541 Elmfork Rd, Nicholasville, KY 40356 Property Records

Jessamine County property record for 1541 Elmfork Rd, Nicholasville, KY 40356

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,100 sqft · built 2016
Lot Size	9 acres (392,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Sep 2009)
Tax Bill	$4,150 (2025)
Deeds & Mortgages	Sep 2026 Construction Loan Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-00-00-053.00`

Property Details

APN / Parcel Number

Primary APN	`072-00-00-053.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,100 sqft Living Area
Basement Area	1,243 sqft
Unfinished Basement	1,243 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	392,040 sqft (9 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1541 ELMFORK RD
City	NICHOLASVILLE
State	KY
Zip	40356-8333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	EDGEWOOD EAST ESTATES
Jurisdiction	JESSAMINE KY
Township / Civil Division	NICHOLASVILLE
Census Block Group	2
Census Block	2005
Census Tract	60300

Owner

Source: Jessamine County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	679 BARBARO LN, NICHOLASVILLE, KY 40356-7702
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Construction Mortgage FARMERS BANK
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK
Sep 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
May 9, 2018	Trustee's Deed, Construction Loan · Line of Credit TOWN SQ BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2009 · Amount on Record
Deed Sale	Sep 17, 2009 · Amount on Record
Deed Document Number	2009243378
Deed Book / Page	626 / 312
Last Transfer Date	Nov 7, 2012
Transfer Doc	00D6780651
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Recording Date	Sep 14, 2026
Property Address	1541 ELMFORK RD, NICHOLASVILLE, KY 40356-8333
Document Number	0000582255
Book / Page	1654 / 519
Instrument Date	Aug 7, 2026
Instrument	2026582255
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 BARBARO LN, NICHOLASVILLE, KY 40356-7702

Mortgage

Document Number	0000582255,
Date	Sep 14, 2026
Book Page	1654/519
Instrument	2026582255

Lender

Name	FARMERS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2036

Interest

Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	1541 ELMFORK RD, NICHOLASVILLE, KY 40356-8333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000394014
Date	Oct 26, 2020
Book Page	M1426/314
Instrument	394014

Lender

Name	FARMERS BANK
Type	Bank
Address	NICHOLASVILLE, KY 40356

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	1541 ELMFORK RD, NICHOLASVILLE, KY 40356-8333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000379186
Date	Sep 4, 2019
Book Page	M1373/117
Instrument	379186

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	NICHOLASVILLE, KY 40356

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Aug 13, 2029

Interest

Rate Type	Adjustable Rate

May 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JESSAMINE KY
Recording Date	May 9, 2018
Property Address	1541 ELMFORK RD, NICHOLASVILLE, KY 40356-8333
Book / Page	001328 / 000638
Instrument Date	Apr 13, 2018
Instrument	365229
Transaction Type	Construction Loan
Record Updated	Jun 1, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	679 BARBARO LN NICHOLASVILLE KY 403567702, NICHOLASVILLE, KY 40356-7702

Mortgage

Document Number	0000365229
Date	May 9, 2018
Book Page	001328/000638
Instrument	365229

Lender

Name	TOWN SQ BK
Type	Bank
Address	ASHLAND, KY 41105-0509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 8, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,150.00 (+25.11%)	$361,900 (+21.95%) Land $85,800 Building $276,100	$361,900 (+21.95%) Land $85,800 Building $276,100
2023	$3,317.00	$296,769 Land $70,380 Building $226,389	$296,769 Land $70,380 Building $226,389

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: AT&T.

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