1541 Cobble Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 1541 Cobble Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,072 sqft · built 1987
Lot Size	0.221 acres (9,609 sqft)
Owner	Individual Name on File
Last Sale	$167,500 (Dec 2018)
Tax Bill	$2,465 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-19-27-0625-000-00500`

Property Details

APN / Parcel Number

Primary APN	`32-19-27-0625-000-00500`
Alternative APNs	`271932062500000500` `2861991`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,072 sqft Living Area
Gross Area	1,372 sqft
1st Floor Area	1,072 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,609 sqft (0.221 acres)
Lot Dimensions	129 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Screened/Unfinished Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2861991
Street Address	1541 COBBLE LN
City	MOUNT DORA
State	FL
Zip	32757-6215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	MOUNT DORA COBBLE HILL SUB LOT 5 PB 28 PG 34 ORB 5214 PG 1999
Legal Range	27E
Legal Township	19S
Legal Section	32
Legal Subdivision	MOUNT DORA COBBLE HILL SUB
Legal Tract	0625
Legal Lot Number	5
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	3
Census Block	3000
Census Tract	31002

Owner

1541 Cobble Ln is owned and occupied by an individual who bought it in December 2018.

Source: Lake County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	1541 COBBLE LN, MOUNT DORA, FL 32757-6215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Dec 21, 2018	Warranty Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2018 · Amount on File
Deed Sale	Dec 21, 2018 · Amount on File
Prior Sale	Oct 28, 2008 · Amount on File
Deed Document Number	2018147285
Deed Book / Page	5214 / 1999
Prior Transfer Date	Oct 17, 2008
Prior Transfer Doc	0036941018
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1541 COBBLE LN, MOUNT DORA, FL 32757-6215
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 COBBLE LN, MOUNT DORA, FL 32757-6215

Mortgage

Document Number	0057481300
Date	Jul 13, 2021
Book Page	5748/1300
Instrument	2021094956

Lender

Name	USAA FSB
Type	Bank
Address	10750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 21, 2018
Property Address	1541 COBBLE LN, MOUNT DORA, FL 32757-6215
Document Number	0052141999
Book / Page	005214 / 001999
Instrument Date	Dec 17, 2018
Instrument	147285
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,172.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1541 COBBLE LN MOUNT DORA FL 327576215, MOUNT DORA, FL 32757-6215

Mortgage

Document Number	52142001
Date	Dec 21, 2018
Book Page	005214/002001
Instrument	147286

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mount Dora City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,810 (+2.9%)	$224,666 (-) Land $58,750 Building $165,916
2025		$166,000 Land $58,750 Building $107,250	$224,666 Land $58,750 Building $165,916
2024	$2,465.00 (+6.07%)
2023	$2,324.00 (+1.75%) Homeowner's exemption	$156,640 (+3%)	$206,766 (-) Land $58,750 Building $148,016
2022	$2,284.00 Homeowner's exemption	$152,080	$206,766 Land $58,750 Building $148,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1541 Cobble Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1541 Cobble Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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