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1541 Caterpillar St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1541 Caterpillar St, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,402 sqft · built 2014
Lot Size0.142 acres (6,229 sqft)
Owner2 Individual Names on Record
Last Sale$345,000 (Mar 2019)
Tax Bill$5,493 (2025)
Deeds & MortgagesMar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN153526

Property Details

APN / Parcel Number

Primary APN153526
Alternative APN
  • 312531084200012770

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,402 sqft Heated Area
Gross Area4,198 sqft
1st Floor Area2,122 sqft
Upper Floors Area1,280 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,229 sqft (0.142 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeFinished
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area334 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number153526
Street Address1541 CATERPILLAR ST
CitySAINT CLOUD
StateFL
Zip34771-7530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionTURTLE CREEK PH 1B PB 19 PG 189-191 LOT 277
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK
Legal Phase1B
Legal Tract842
Legal Block1
Legal Lot Number277
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2059
Census Tract43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1541 CATERPILLAR ST, SAINT CLOUD, FL 34771-7530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2019 · Amount on Record
Deed SaleMar 11, 2019 · Amount on Record
Prior SaleMar 21, 2016 · Amount on Record
Deed Document Number2019030859
Deed Book / Page5489 / 1542
Record UpdatedJun 8, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 11, 2019
Property Address1541 CATERPILLAR ST, SAINT CLOUD, FL 34771-7530
Document Number0054891542
Book / Page005489 / 001542
Instrument DateMar 8, 2019
Instrument30859
Transaction TypeTransfer
Record UpdatedMar 25, 2019
Title CompanyADVANTAGE INT'L TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1541 CATERPILLAR ST ST CLOUD FL 347717530, ST CLOUD, FL 34771-7530

Mortgage

Document Number54891544
DateMar 11, 2019
Book Page005489/001544
Instrument30860
Lender
NameNORTHROP GRUMMAN FCU
TypeCredit Union
AddressGARDENA, CA 90248
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 10, 2034

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,493.00 (+5.96%) Homeowner's exemption$349,798 (+5.99%)$439,800 (-5.5%) Land $75,000 Building $364,800
2023$5,184.00 (+3.37%) Homeowner's exemption$330,039 (+3%)$465,400 (+14.32%) Land $65,000 Building $400,400
2022$5,015.00 Homeowner's exemption$320,427$407,100 Land $60,000 Building $347,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 148 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: CenturyLink, Verizon, Xfinity.

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