1541 Alligator Dr, Panacea, FL 32346 Property Records

Franklin County property record for 1541 Alligator Dr, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,002 sqft · built 1945
Lot Size	0.568 acres (24,742 sqft)
Owner	Individual Name on File
Last Sale	$960,000 (Sep 2004)
Tax Bill	$8,006 (2025)
Deeds & Mortgages	Mar 2019 Sale
Flood Zone	Zone VE (high risk)
APN	`02-07S-02W-1045-000R-0050`

Property Details

APN / Parcel Number

Primary APN	`02-07S-02W-1045-000R-0050`
Alternative APN	`02W07S021045000R0050`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,002 sqft Living Area
Gross Area	3,482 sqft
1st Floor Area	3,002 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1952
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	24,742 sqft (0.568 acres)
Lot Dimensions	275 ft deep x 90 ft wide
View / Lot	Gulf

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	1,108 sqft
Deck Area	16 sqft
Shed	1 Shed
Shed Area	24 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1541 ALLIGATOR DR
City	PANACEA
State	FL
Zip	32346-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PORTION OF PENN POINT UNIT 5 BLOCK R LOT 5 ALSO A PORTION OF LOT 6 ALSO A PORTION OF PENN POINT UNIT 3 BLOCK M LOT 1 OR 377/311 662/441 709/149 810/709 (LESS AND EXCEPT 1237/293)
Legal Range	02W
Legal Township	07S
Legal Section	02
Legal Subdivision	PENN POINT
Legal Block	R
Legal Lot Number	5,6
Legal Unit	5
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

1541 Alligator Dr is owned by an individual who bought it in September 2004.

Source: Franklin County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	4946 GLEN CASTLE DR, TALLAHASSEE, FL 32309-2985
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2004 · Amount on File
Deed Sale	Sep 3, 2004 · Amount on File
Deed Book / Page	810 / 689
Prior Transfer Date	Sep 1, 2004
Prior Transfer Doc	0000008417
Record Updated	Oct 29, 2026

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Mar 13, 2019
Property Address	1541 ALLIGATOR DR, PANACEA, FL 32346-5117
Document Number	0019001059
Book / Page	001237 / 000293
Instrument Date	Mar 7, 2019
Instrument	19001059
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1843 COMMERCE BLVD MIDWAY FL 323436677, MIDWAY, FL 32343-6677

Tax Assessment & Valuation

The 2025 property tax bill for 1541 Alligator Dr was $8,006, up 14.7% from the year before.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,006.00 (+14.67%)	$843,304 (+27.79%) Land $594,000 Building $249,304	$843,304 (+27.79%) Land $594,000 Building $249,304
2024	$6,982.00 (+7%)	$659,935 (+14.9%) Land $408,375 Building $251,560	$659,935 (+14.9%) Land $408,375 Building $251,560
2023	$6,525.00 (+6.88%)	$574,371 (+9.93%) Land $373,725 Building $200,646	$574,371 (+9.93%) Land $373,725 Building $200,646
2022	$6,105.00	$522,491 Land $373,725 Building $148,766	$522,491 Land $373,725 Building $148,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1541 Alligator Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1541 Alligator Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50