15409 Deep Bottom Rd, Germantown, MD 20874 Property Records

Montgomery County property record for 15409 Deep Bottom Rd, Germantown, MD 20874

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,728 sqft · built 1995
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$374,442 (Jan 1995)
Tax Bill	$10,047 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2018 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-02677331`

Property Details

APN / Parcel Number

Primary APN	`06-02677331`
Alternative APN	`02677331`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,728 sqft Living Area
Gross Area	4,148 sqft
1st Floor Area	2,095 sqft
Basement Area	1 sqft
Utility Area	150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	300 sqft
Deck Area	992 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	02677331
Street Address	15409 DEEP BOTTOM RD
City	GERMANTOWN
State	MD
Zip	20874-3630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	SPRING MEADOWS
Legal Subdivision	SPRING MEADOWS
Legal Block	A
Legal Lot Number	33
Jurisdiction	MONTGOMERY MD
Township / Civil Division	6
Census Block Group	1
Census Block	1001
Census Tract	700604

Owner

15409 Deep Bottom Rd is owned and occupied by two individuals who bought it in January 1995.

Source: Montgomery County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15409 DEEP BOTTOM RD, GERMANTOWN, MD 20874-3630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK-FUND STAFF FCU
Jun 21, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK-FUND STAFF FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 1995 · Amount on File
Deed Sale	Jan 6, 1995 · Amount on File
Deed Book / Page	13191 / 187
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	15409 DEEP BOTTOM RD, GERMANTOWN, MD 20874-3630
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15409 DEEP BOTTOM RD, DARNESTOWN, MD 20874-3630

Mortgage

Document Number	0648130165
Date	Dec 14, 2021
Book Page	64813/165

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	15409 DEEP BOTTOM RD, GERMANTOWN, MD 20874-3630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0562050113
Date	Jun 21, 2018
Book Page	56205/113

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	70 Months
Due	Mar 31, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 15409 Deep Bottom Rd was $10,047.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$884,167 (+3.32%)	$912,600 (-) Land $277,200 Building $635,400
2025	$10,047.00	$855,733	$912,600 Land $277,200 Building $635,400
2023		$802,233	$827,300 Land $264,000 Building $563,300
2022	$8,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15409 Deep Bottom Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (2011–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15409 Deep Bottom Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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