15409 Clay St, Bennington, NE 68007 Property Records

Douglas County property record for 15409 Clay St, Bennington, NE 68007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,084 sqft · built 2005
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jul 2021)
Tax Bill	$3,848 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1734313000`

Property Details

APN / Parcel Number

Primary APN	`R1734313000`
Alternative APNs	`3431 3000 17` `1734313000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
Basement Area	960 sqft
Finished Basement	155 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Type	Basement

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	80 sqft
Patio Area	80 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1734313000
Street Address	15409 CLAY ST
City	BENNINGTON
State	NE
Zip	68007-7488
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	MEADOW RIDGE LOT 407 BLOCK 0 55 X 100
Legal Subdivision	MEADOW RIDGE
Legal Lot Number	407
Jurisdiction	DOUGLAS NE
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2087
Census Tract	7317

Owner

15409 Clay St is owned and occupied by an individual who bought it in July 2021.

Source: Douglas County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	15409 CLAY ST, BENNINGTON, NE 68007-7488
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Warranty Deed, Transfer · FHA Mortgage REGENT FINANCIAL GROUP INC
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	Dec 3, 2013 · Amount on File
Deed Document Number	0202196448
Deed Book / Page	2021 / 96448
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 22, 2021
Property Address	15409 CLAY ST, BENNINGTON, NE 68007-7488
Document Number	2021096448
Instrument Date	Jul 16, 2021
Instrument	2021096448
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	AKSARBEN TITLE AND ESCROW, AKSARBEN TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021096449
Date	Jul 22, 2021
Instrument	2021096449

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	2021096450
Date	Jul 22, 2021
Instrument	2021096450

Lender

Name	NEBRASKA INVESTMENT FINANCE AUTHORITY
Type	Government Agency
Address	LINCOLN, NE 68508

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	15409 CLAY ST, BENNINGTON, NE 68007-7488
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000157270
Date	Dec 31, 2020
Instrument	2020157270

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Bennington Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$234,000 Land $23,300 Building $210,700	$234,000 Land $23,300 Building $210,700
2024	$3,848.00 (-16.78%)
2023	$4,624.00 (+17.63%)	$207,400 Land $23,300 Building $184,100	$207,400 Land $23,300 Building $184,100
2022	$3,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15409 Clay St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15409 Clay St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, Western Iowa Wireless.

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