Deschutes County property record for 15408 Ponderosa Loop, La Pine, OR 97739
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,395 sqft · built 1990 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $303,000 (May 2020) |
| Tax Bill | $2,480 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 220901-D0-02600 |
| Primary APN | 220901-D0-02600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,395 sqft Living Area |
| Gross Area | 1,899 sqft |
| 1st Floor Area | 1,200 sqft |
| Attic | Attic |
| Attic Area | 195 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Area | 504 sqft |
| Deck Area | Deck Area |
|---|---|
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Total Buildings | 2 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 117725 |
|---|---|
| Street Address | 15408 PONDEROSA LOOP |
| City | LA PINE |
| State | OR |
| Zip | 97739-8949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR10 |
| Legal Description | PONDEROSA PINES SECOND ADDITION BLOCK 4 LOT 7 |
| Legal Range | 09 |
| Legal Township | 22 |
| Legal Section | 01 |
| Legal Subdivision | PONDEROSA PINES SECOND ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | SISTERS-MILLICAN |
| Census Block Group | 2 |
| Census Block | 2108 |
| Census Tract | 202 |
Source: Deschutes County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15408 PONDEROSA LOOP, LA PINE, OR 97739-8949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Mar 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| May 19, 2020 | Warranty Deed, Transfer · FHA Mortgage WILLAMETTE VALLEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2020 · Amount on Record |
| Deed Sale | May 19, 2020 · Amount on Record |
| Prior Sale | Jan 21, 2015 · Amount on Record |
| Deed Document Number | 202022665 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 15408 PONDEROSA LOOP, LA PINE, OR 97739-8949 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 15408 PONDEROSA LOOP, LA PINE, OR 97739-8949 |
| Document Number | 0000014430 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 2023-14430 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 15408 PONDEROSA LOOP, LA PINE, OR 97739-8949 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | DESCHUTES COUNTY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000012565 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 2018-12565 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | May 19, 2020 |
| Property Address | 15408 PONDEROSA LOOP, LA PINE, OR 97739-8949 |
| Document Number | 0000022665 |
| Map Reference | CAB B PG 17 |
| Instrument Date | May 13, 2020 |
| Instrument | 2020-22665 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 15408 PONDEROSA LOOP, LA PINE, OR 97739-8949 |
| Document Number | 0000022666 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 2020-22666 |
| Name | WILLAMETTE VALLEY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,480.00 (+4.29%) | $149,630 (+2.99%) | $554,180 (-) Land $167,660 Building $386,520 |
| 2024 | $2,378.00 (+2.28%) | $145,280 (+3%) | $554,180 (-14.85%) Land $167,660 Building $386,520 |
| 2023 | $2,325.00 | $141,050 | $650,810 Land $167,660 Building $483,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 88% of Oregon |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PONDEROSA PINES WATER COMPANY private · serves 900 people · EPA ID OR4100106 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
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