15408 E 2nd St S, Independence, MO 64050 Property Records

Jackson County property record for 15408 E 2nd St S, Independence, MO 64050 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1991
Square Footage	1,124 sqft Living Area
Lot Size	6,923 sqft (0.159 acres)
Occupancy	Owner Occupied
Last Sale	$104,200 (2016)
Tax Bill	$2,512.00 (2024)

Owner

Source: Jackson County records · APN 15-740-03-20

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15408 E 2ND ST S, INDEPENDENCE, MO 64050-2295
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2016 · Amount on Record
Deed Sale	Dec 19, 2016 · Amount on Record
Prior Sale	Jan 15, 2016 · Amount on Record
Deed Doc Number	2016E119308
Prior Transfer Date	Mar 18, 2002
Prior Transfer Doc	0000I23900
Record Refreshed	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	15408 E 2ND ST S, INDEPENDENCE, MO 64050-2295
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15408 E 2ND ST S, INDEPENDENCE, MO 64050-2295

Mortgage

Document Number	00E0007269
Date	Jan 30, 2026
Instrument	2026E0007269

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Apr 01, 2031
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,947 (+7.4%) Land $3,426 Building $35,521	$204,980 (+7.39%)
2024	$2,512.00 (+2.32%)
2023	$2,455.00 (+12.87%)	$36,265 (+23.14%) Land $4,309 Building $31,956	$190,870 (+23.14%)
2022	$2,175.00	$29,450 Land $2,470 Building $26,980
2021			$155,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`15-740-03-20`
Alternative APNs	`15-740-03-20-00-0-00-000` `15740032000000001` `732042`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	1,124 sqft Living Area
1st Floor	500 sqft 1st Floor
Basement Area	1,123 sqft Basement
Finished Basement	464 sqft Finished
Unfinished Basement	659 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Construction Type	Steel Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,923 sqft (0.159 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	500 sqft Garage

Exterior Amenities

Deck Area	140 sqft Deck
Patio Area	140 sqft Patio
Porch	Open Porch
Porch Area	20 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	732042
Street Address	15408 E 2ND ST S
City	INDEPENDENCE
State	MO
Zip	64050-2295
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THREE TRAILS 1ST PLAT LOT 3
Legal Subdivision	THREE TRAILS 1ST PLAT
Legal Block	1
Legal Lot Number	3
Jurisdiction	JACKSON MO
Minor Civil Division	BLUE
Census Blockgroup	1
Census Block	1012
Census Tract	11410