Palm Beach County property record for 15405 Sandy Beach Ter, Delray Beach, FL 33446
| Property Type | Zero Lot Line |
|---|---|
| Details | 3 bd · 3 ba · 2,157 sqft · built 2019 |
| Lot Size | 0.169 acres (7,383 sqft) |
| Owner | Individual Name on File |
| Last Sale | $587,946 (Mar 2019) |
| Tax Bill | $8,791 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-42-46-19-13-000-2320 |
| Primary APN | 00-42-46-19-13-000-2320 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,157 sqft Living Area |
| Gross Area | 2,925 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Tile |
| Lot Area | 7,383 sqft (0.169 acres) |
| Porch | Open Porch |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 15405 SANDY BEACH TER |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33446-9694 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Zero Lot Line |
| Local Zoning Code | AGR-PUD |
| Legal Description | SUSSMAN AGR PUD NORTH PLAT THREE LT 232 |
| Legal Range | 42 |
| Legal Township | 46 |
| Legal Section | 19 |
| Legal Subdivision | SUSSMAN AGR PUD NORTH |
| Legal Lot Number | 232 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | SUNSHINE PARKWAY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 7774 |
15405 Sandy Beach Ter, a zero lot line, is owned and occupied by an individual who bought it in March 2019.
Source: Palm Beach County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 15405 SANDY BEACH TER, DELRAY BEACH, FL 33446-9694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHOICE MORTGAGE |
| Mar 14, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage GL FINANCIAL SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2019 · Amount on File |
| Deed Sale | Mar 14, 2019 · Amount on File |
| Deed Document Number | 20190089607 |
| Deed Book / Page | 30475 / 1013 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 15405 SANDY BEACH TER, DELRAY BEACH, FL 33446-9694 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 15405 SANDY BEACH TER, DELRAY BEACH, FL 33446-9694 |
| Document Number | 0330401432 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 33040/1432 |
| Instrument | 20210517191 |
| Name | CHOICE MORTGAGE |
|---|---|
| Type | Non-Lending Institution |
| Address | BOCA RATON, FL 33432 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Mar 14, 2019 |
| Property Address | 15405 SANDY BEACH TER, DELRAY BEACH, FL 33446-9694 |
| Document Number | 0304751013 |
| Book / Page | 30475 / 1013 |
| Map Reference | MB 124 PG 104 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 20190089607 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | NOVA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,116.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1600 SAWGRASS CORPORATE PKWY STE 400, 1600, SUNRISE, FL 33323-2890 |
| Name | Verified Name |
|---|---|
| Address | 15405 SANDY BEACH TER, DELRAY BEACH, FL 33446-9694 |
| Document Number | 20190089608 |
|---|---|
| Date | Mar 14, 2019 |
| Instrument | 20190089608 |
| Name | GL FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 15405 Sandy Beach Ter was $8,791 with a homeowner's exemption.
Source: Palm Beach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,791.00 Homeowner's exemption | $552,694 | $837,944 Land $260,000 Building $577,944 |
| 2023 | $8,334.00 (+0.74%) Homeowner's exemption | $521,474 (+3%) | $911,558 (+29.93%) Land $350,000 Building $561,558 |
| 2022 | $8,273.00 Homeowner's exemption | $506,285 | $701,562 Land $301,962 Building $399,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15405 Sandy Beach Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 461 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 461 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15405 Sandy Beach Ter is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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