15404 E 890th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 15404 E 890th Ave, Effingham, IL 62401 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,484 sqft · built 1976
Lot Size	2.73 acres (118,919 sqft)
Owner	Individual Name on File
Last Sale	$252,000 (Sep 2020)
Tax Bill	$2,781 (2022)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-10-221-010`

Property Details

APN / Parcel Number

Primary APN	`14-10-221-010`

Interior

Stories	1 Story
Building Area	1,484 sqft Base Area
Basement Area	1,484 sqft

Exterior

Year Built	Built 1976
Construction Type	Frame
Lot Area	118,919 sqft (2.73 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	2,016 sqft

Location & Zoning

Street Address	15404 E 890TH AVE
City	EFFINGHAM
State	IL
Zip	62401-7136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 DALE B LOY SUB 3608/74 604/28
Legal Subdivision	DALE B LOY SUB
Legal Lot Number	9
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2021
Census Tract	950500

Owner

Source: Effingham County records · APN 14-10-221-010

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	15404 E 890TH AVE, EFFINGHAM, IL 62401-7136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2020 · Amount on Record
Deed Sale	Sep 08, 2020 · Amount on Record
Deed Document Number	202020004944
Deed Book / Page	3608 / 74
Record Updated	Jun 07, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 08, 2020
Property Address	15404 E 890TH AVE, EFFINGHAM, IL 62401-7136
Document Number	3608/74
Book / Page	3608 / 74
Instrument Date	Sep 03, 2020
Instrument	202020004944
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$353.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15404 E 890TH AVE, EFFINGHAM, IL 62401-7136

Mortgage

Document Number	202020004945
Date	Sep 08, 2020
Instrument	202020004945

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,781.00 Homeowner's exemption	$69,890 Land $4,160 Building $65,730	$209,670 Land $12,480 Building $197,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.