15403 Waterloo Rd, Amissville, VA 20106 Property Records

Culpeper County property record for 15403 Waterloo Rd, Amissville, VA 20106

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,132 sqft · built 1990
Lot Size	9.64 acres (419,918 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Oct 2018)
Tax Bill	$1,973 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-11-A`

Property Details

APN / Parcel Number

Primary APN	`1-11-A`
Alternative APN	`8961`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	419,918 sqft (9.64 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	76 sqft
Deck Area	424 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8961
Street Address	15403 WATERLOO RD
City	AMISSVILLE
State	VA
Zip	20106-1947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	PLAT DB 347/581 (PART IN RAPP CTY)
Jurisdiction	CULPEPER VA
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3010
Census Tract	930103

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15403 WATERLOO RD, AMISSVILLE, VA 20106-1947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Sep 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CBM MORTGAGE INC
Oct 29, 2018	Warranty Deed, Transfer · VA Mortgage NORTHWEST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Deed Document Number	20185481
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	15403 WATERLOO RD, AMISSVILLE, VA 20106-1947
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210006636
Date	Jul 26, 2021
Instrument	210006636

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	15403 WATERLOO RD, AMISSVILLE, VA 20106-1947
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	CLEAR TITLE ESCR&STLMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200006091
Date	Sep 11, 2020
Instrument	200006091

Lender

Name	CBM MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Oct 29, 2018
Property Address	15403 WATERLOO RD, AMISSVILLE, VA 20106-1947
Document Number	180005481
Instrument Date	Oct 26, 2018
Instrument	180005481
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	PIEDMONT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15403 WATERLOO RD, AMISSVILLE, VA 20106-1947

Mortgage

Document Number	180005482
Date	Oct 29, 2018
Instrument	180005482

Lender

Name	NORTHWEST FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,973.00	$458,800 (+10.5%) Land $193,400 Building $265,400	$458,800 (+10.5%) Land $193,400 Building $265,400
2023		$415,200 Land $165,500 Building $249,700	$415,200 Land $165,500 Building $249,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVENGERS VILLAGE serves 1,400 people · EPA ID VA6047035
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Virginia Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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