15403 S Telegraph Rd, Monroe, MI 48161 Property Records

Monroe County property record for 15403 S Telegraph Rd, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 1925
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Dec 2020)
Tax Bill	$2,542 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-020-097-00`

Property Details

APN / Parcel Number

Primary APN	`12-020-097-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	5 Stories
Building Area	1,900 sqft Living Area
1st Floor Area	1,900 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Cape Cod
Lot Area	40,075 sqft (0.92 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15403 S TELEGRAPH RD
City	MONROE
State	MI
Zip	48161-4059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 4 PC 509 & 539 0.92 AC COM 8088.50 FT S 34?15' W & 1000 FT N 55?45' W & 1402.45 FT S 35?51' W FR THE NW COR PC 540 TH N
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3002
Census Tract	832400

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15403 S TELEGRAPH RD, MONROE, MI 48161-4059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HM MTG CORP
Dec 16, 2020	Warranty Deed, Transfer CAPITAL TITLE INS AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Deed Document Number	202027179
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	15403 S TELEGRAPH RD, MONROE, MI 48161-4059
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020844
Date	Oct 13, 2017
Instrument	2017R20844

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2047

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	15403 S TELEGRAPH RD, MONROE, MI 48161-4059
Document Number	0000025065
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 QUEENS CT #J MONROE MI 481625148, J, MONROE, MI 48162-5148

Mortgage

Document Number	0000025065
Date	Nov 18, 2020
Instrument	25065

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Dec 16, 2020
Property Address	15403 S TELEGRAPH RD, MONROE, MI 48161-4059
Document Number	2020R27179
Instrument Date	Nov 17, 2020
Instrument	2020R27179
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Tax	$930.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5300 STADLER RD, 5300, MONROE, MI 48162-9426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15403 S TELEGRAPH RD, MONROE, MI 48161-4059

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,200 (+28.88%) Building $104,200	$208,400 (+28.88%) Building $208,400
2025	$2,542.00 (+5.83%) Homeowner's exemption
2023	$2,402.00 Homeowner's exemption	$80,850	$161,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Mercury Fiber, Verizon.

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