15403 S Michael Dr, Plainfield, IL 60544 Property Records

Will County property record for 15403 S Michael Dr, Plainfield, IL 60544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,704 sqft · built 1986
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$248,000 (Jul 2016)
Tax Bill	$7,320 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-13-205-006`

Property Details

APN / Parcel Number

Primary APN	`06-03-13-205-006`
Alternative APN	`03132050060000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,704 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	210 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	15403 S MICHAEL DR
City	PLAINFIELD
State	IL
Zip	60544-9398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 IN CHRISTINE SUB 1ST ADDN, A SUB IN THE W1/2 NE1/4 SECTION 13, T36N-R9E
Legal Range	09E
Legal Township	36N
Legal Section	13
Legal Subdivision	CHRISTINE FIRST ADDITION
Legal Lot Number	42
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	3
Census Block	3004
Census Tract	880426

Owner

Source: Will County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15403 S MICHAEL DR, PLAINFIELD, IL 60544-9398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Dec 27, 2021	Quit Claim Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Oct 13, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2016 · Amount on Record
Deed Sale	Jul 14, 2016 · Amount on Record
Prior Sale	May 31, 2006 · Amount on Record
Deed Document Number	201652407
Last Transfer Date	Dec 11, 2021
Transfer Doc	0000137129
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Sep 8, 2026
Property Address	15403 S MICHAEL DR, PLAINFIELD, IL 60544-9398
Document Number	0000055972
Instrument Date	Aug 24, 2026
Instrument	202655972
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15403 S MICHAEL DR, PLAINFIELD, IL 60544-9398

Mortgage

Document Number	0000055972,
Date	Sep 8, 2026
Instrument	202655972

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Rate	7.63%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Dec 27, 2021
Property Address	15403 S MICHAEL DR, PLAINFIELD, IL 60544-9398
Document Number	0000137129
Map Reference	DOC R77-10135
Instrument Date	Dec 11, 2021
Instrument	R2021137129
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21854 W KENTWOOD DR, 21854, PLAINFIELD, IL 60544-7054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15403 S MICHAEL DR, PLAINFIELD, IL 60544-9398

Mortgage

Document Number	0000137130
Date	Dec 27, 2021
Instrument	R2021137130

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.37%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	15403 S MICHAEL DR, PLAINFIELD, IL 60544-9398
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21854 W KENTWOOD DR, PLAINFIELD, IL 60544-7054

Mortgage

Document Number	0000112096
Date	Oct 13, 2021
Instrument	R2021112096

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	GREEN HARBOR, MA 2041

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,320.00 (+16.38%)	$114,891 (+8.45%) Land $28,708 Building $86,183	$344,673 (+8.45%) Land $86,124 Building $258,549
2024		$105,939 (+23.28%) Land $26,471 Building $79,468	$317,817 (+23.28%) Land $79,413 Building $238,404
2022	$6,290.00 Homeowner's exemption	$85,936 Land $21,473 Building $64,463	$257,808 Land $64,419 Building $193,389

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROMEOVILLE serves 50,458 people · EPA ID IL1970900
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Bertram Communications, T-Mobile.

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