15403 Roaming River Trl, Houston, TX 77044 Property Records

Harris County property record for 15403 Roaming River Trl, Houston, TX 77044

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,378 sqft · built 2017
Lot Size0.139 acres (6,069 sqft)
OwnerIndividual Name on File
Last Sale$258,974 (Mar 2022)
Tax Bill$6,625 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN139-045-001-0026

Property Details

APN / Parcel Number

Primary APN139-045-001-0026

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,378 sqft Living Area
1st Floor Area1,176 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area6,069 sqft (0.139 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1390450010026
Street Address15403 ROAMING RIVER TRL
CityHOUSTON
StateTX
Zip77044-2759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 26 BLK 1 SHELDON RIDGE SEC 9
Legal SubdivisionSHELDON RIDGE SEC 9
Legal Block1
Legal Lot Number26
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1026
Census Tract252100

Owner

15403 Roaming River Trl is owned and occupied by an individual who bought it in March 2022.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address15403 ROAMING RIVER TRL, HOUSTON, TX 77044-2759
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2022Vendor's Lien, Transfer · FHA Mortgage
NATIONS RELIABLE LENDING LLC
Jul 27, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Feb 5, 2018Warranty Deed, Subdivision Related Transfer · FHA Mortgage
CORNERSTONE HM LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2022 · Amount on File
Deed SaleMar 9, 2022 · Amount on File
Prior SaleFeb 5, 2018 · Amount on File
Deed Document Number2022127856
Prior Transfer DateJan 30, 2018
Prior Transfer Doc2018047014
Record UpdatedOct 29, 2026

March 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateMar 9, 2022
Property Address15403 ROAMING RIVER TRL, HOUSTON, TX 77044-2759
Document Number0000127856
Map ReferenceMF 682195
Instrument DateMar 7, 2022
Instrument2022-127856
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1623 NICHOLE WOODS DR, HOUSTON, TX 77047-4487

Mortgage

Document Number0000127857
DateMar 9, 2022
Instrument2022-127857
Lender
NameNATIONS RELIABLE LENDING LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address15403 ROAMING RIVER TRL, HOUSTON, TX 77044-2759
Transaction TypeMortgage
Record UpdatedSep 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021423840
DateJul 27, 2021
Instrument2021-423840
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term397 Months
DueAug 1, 2054

February 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateFeb 5, 2018
Property Address15403 ROAMING RIVER TRL, HOUSTON, TX 77044-2759
Document Number0000047014
Instrument DateJan 30, 2018
Instrument47014
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 20, 2018
Title CompanySOUTHLAND TITLE COMPANY, SOUTH LAND TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15403 ROAMING RIVER TRL HOUSTON TX 770442759, HOUSTON, TX 77044-2759

Mortgage

Document Number47015
DateFeb 5, 2018
Instrument47015
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15403 Roaming River Trl was $6,625 with a homeowner's exemption, up 209.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictSheldon Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$267,379 (-7.23%) Land $41,305 Building $226,074$267,379 (-7.23%) Land $41,305 Building $226,074
2025$6,625.00 (+209.43%) Homeowner's exemption$288,222 Land $41,305 Building $246,917$288,222 Land $41,305 Building $246,917
2024$2,141.00
2023$280,000 Land $41,305 Building $238,695$280,000 Land $41,305 Building $238,695
2022$2,201.00
2020$1,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15403 Roaming River Trl in Zone X, an area of minimal flood risk, though there have been 84 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 86 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies86 in force
Nearby Flood Claims84 (1979–2021)
Claims Outside the SFHA50 of 84
Most Recent ClaimMay 2021 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 17 claims
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 9 claims
  • Severe Thunderstorms And Flooding, Oct 1994 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15403 Roaming River Trl is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

Nearby Properties on Roaming River Trl

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