15403 Millard Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 15403 Millard Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,120 sqft · built 1982
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual on Record
Last Sale	$85,000 (Aug 2020)
Tax Bill	$1,706 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-070-006-00`

Property Details

APN / Parcel Number

Primary APN	`004-070-006-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	150 ft deep x 198 ft wide
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15403 MILLARD RD
City	THREE RIVERS
State	MI
Zip	49093-8229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 6 & 7 BEAL'S SUB SEC 24 T6S R12W.
Legal Range	12W
Legal Township	06S
Legal Section	24
Legal Subdivision	BEALS SUB
Legal Lot Number	6-7
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	3
Census Block	3008
Census Tract	41102

Owner

Source: St. Joseph County assessment roll, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	15403 MILLARD RD, THREE RIVERS, MI 49093-8229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit KELLOGG COMMUNITY CREDIT UNION
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Aug 11, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Prior Sale	Oct 13, 1997
Deed Document Number	20204371
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 15, 2026
Property Address	15403 MILLARD RD, THREE RIVERS, MI 49093-8229
Document Number	0000003361
Instrument Date	Apr 10, 2026
Instrument	20263361
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15403 MILLARD RD, THREE RIVERS, MI 49093-8229

Mortgage

Document Number	0000003361,
Date	Apr 15, 2026
Instrument	20263361

Lender

Name	KELLOGG COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	15403 MILLARD RD, THREE RIVERS, MI 49093-8229
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002442
Date	Mar 12, 2021
Instrument	2021002442

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	WARREN, MI 48093

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 11, 2020
Property Address	15403 MILLARD RD, THREE RIVERS, MI 49093-8229
Document Number	2020004371
Map Reference	LB 4 PG 23
Instrument Date	Aug 7, 2020
Instrument	2020004371
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58442 KERR RD, 58442, THREE RIVERS, MI 49093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 E MICHIGAN AVE, THREE RIVERS, MI 49093-1533

Mortgage

Date	Aug 11, 2020

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,500 (+10.05%) Land $12,700 Building $84,800	$195,000 (+10.05%) Land $25,400 Building $169,600
2025	$1,706.00 Homeowner's exemption	$88,600 Land $10,200 Building $78,400	$177,200 Land $20,400 Building $156,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Mercury Fiber, T-Mobile.

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