Hillsborough County property record for 15403 Fire Rock Pl, Ruskin, FL 33573
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,744 sqft · built 2016 |
| Lot Size | 0.173 acres (7,549 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Sep 2025) |
| Tax Bill | $7,833 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054246-1530 |
| Primary APN | 054246-1530 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 2,402 sqft |
| 1st Floor Area | 1,744 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,549 sqft (0.173 acres) |
| Lot Dimensions | 106 ft deep x 64.9 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 217 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0542461530 |
|---|---|
| Street Address | 15403 FIRE ROCK PL |
| City | RUSKIN |
| State | FL |
| Zip | 33573-0197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | CYPRESS CREEK PHASE 2 LOT 9 BLOCK 9 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 36 |
| Legal Subdivision | CYPRESS CREEK PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 954 |
| Legal Block | 9 |
| Legal Lot Number | 9 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 14007 |
15403 Fire Rock Pl is owned and occupied by two individuals who bought it in September 2025.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15403 FIRE ROCK PL, RUSKIN, FL 33573-0197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Warranty Deed, Transfer · FHA Mortgage JMAC LENDING INC |
| Feb 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Sep 11, 2020 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on File |
| Deed Sale | Sep 30, 2025 · Amount on File |
| Prior Sale | Feb 21, 2023 · Amount on File |
| Deed Document Number | 2025421082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 30, 2025 |
| Property Address | 15403 FIRE ROCK PL, RUSKIN, FL 33573-0197 |
| Document Number | 0000421082 |
| Map Reference | MB 109 PG 282-304 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025421082 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | PARAMOUNT TITLE II |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2218 BROOKFIELD GREENS CIR, SUN CITY CENTER, FL 33573-8047 |
| Name | Verified Name |
|---|---|
| Address | 15403 FIRE ROCK PL, RUSKIN, FL 33573-0197 |
| Document Number | 0000421083 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025421083 |
| Name | JMAC LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 21, 2023 |
| Property Address | 15403 FIRE ROCK PL, RUSKIN, FL 33573-0197 |
| Document Number | 0000071654 |
| Map Reference | MB 109 PG 282 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 2023071654 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22557 E FOREVER WAY # WAY1102, WAY1102, QUEEN CREEK, AZ 85142-0210 |
| Name | Verified Name |
|---|---|
| Address | 15403 FIRE ROCK PL, RUSKIN, FL 33573-0197 |
| Document Number | 0000071655 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 2023071655 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 11, 2020 |
| Property Address | 15403 FIRE ROCK PL, RUSKIN, FL 33573-0197 |
| Document Number | 0000371117 |
| Map Reference | MB 109 PG 282-304 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 2020371117 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,813.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1065 22ND AVE N, 1065, SAINT PETERSBURG, FL 33704-3221 |
| Name | Verified Name |
|---|---|
| Address | 15403 FIRE ROCK PL, RUSKIN, FL 33573-0197 |
| Document Number | 0000371118 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 2020371118 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 15403 Fire Rock Pl was $7,833, up 1.9% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,309 (-5.99%) Land $80,052 Building $205,257 | $285,309 (-5.99%) Land $80,052 Building $205,257 | |
| 2025 | $7,833.00 (+1.9%) Homeowner's exemption Widower's exemption | $303,479 (-2.93%) Land $80,052 Building $223,427 | $303,479 (-2.93%) Land $80,052 Building $223,427 |
| 2024 | $7,687.00 (-0.66%) Homeowner's exemption Widower's exemption | $312,642 (+1.46%) Land $86,723 Building $225,919 | $312,642 (+1.46%) Land $86,723 Building $225,919 |
| 2023 | $7,738.00 (+8.56%) | $308,151 (+10.87%) Land $86,723 Building $221,428 | $308,151 (+10.87%) Land $86,723 Building $221,428 |
| 2022 | $7,128.00 | $277,930 Land $80,052 Building $197,878 | $277,930 Land $80,052 Building $197,878 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15403 Fire Rock Pl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 7 (2020–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15403 Fire Rock Pl is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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