1540 Willow Bend Rd, Norman, OK 73072 Property Records

Cleveland County property record for 1540 Willow Bend Rd, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,468 sqft · built 2003
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jun 2011)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`NB40WSR22 2 3001`

Property Details

APN / Parcel Number

Primary APN	`NB40WSR22 2 3001`
Alternative APNs	`R0117019` `117019`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,468 sqft Living Area
Gross Area	2,906 sqft
1st Floor Area	2,244 sqft
Bonus Room	Bonus Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2009
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Attached
Garage Area	438 sqft
Porch	Porch
Porch Area	80 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	117019
Street Address	1540 WILLOW BEND RD
City	NORMAN
State	OK
Zip	73072-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW SPRINGS 2ND REPLAT LTS 3-6 LOT 3 BLOCK 2
Legal Range	02W
Legal Township	08
Legal Section	21
Legal Subdivision	WILLOW SPRINGS 2ND REPLAT LTS 3-6
Legal Block	2
Legal Lot Number	3
Jurisdiction	CLEVELAND OK
Township / Civil Division	NOBLE
Census Block Group	3
Census Block	3002
Census Tract	202502

Owner

1540 Willow Bend Rd is owned and occupied by two individuals who acquired it in June 2021.

Source: Cleveland County records, as of March 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1540 WILLOW BEND RD, NORMAN, OK 73072-9415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 28, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2011 · Amount on File
Deed Sale	Jun 30, 2011 · Amount on File
Prior Sale	Apr 11, 2003 · Amount on File
Deed Document Number	201120780
Deed Book / Page	4882 / 1164
Last Transfer Date	Jun 8, 2021
Transfer Doc	R202227592
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	1540 WILLOW BEND RD, NORMAN, OK 73072-9415
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202130018
Date	Jul 16, 2021
Book Page	6278/1080
Instrument	R 2021 30018

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	281 Months
Due	Dec 1, 2044

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND OK
Recording Date	Jul 28, 2022
Property Address	1540 WILLOW BEND RD, NORMAN, OK 73072-9415
Document Number	R202227592
Book / Page	6455 / 1385
Instrument Date	Jun 8, 2021
Instrument	R 2022 27592
Transaction Type	Transfer
Record Updated	Jan 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 WILLOW BEND RD, NORMAN, OK 73072-9415

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Noble City
Unified School District	Noble Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$27,062 Land $4,618 Building $22,444	$325,387 Land $55,530 Building $269,857
2023	Homeowner's exemption	$25,509 Land $5,060 Building $20,449	$279,919 Land $55,530 Building $224,389

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1540 Willow Bend Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1540 Willow Bend Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 77% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOBLE UTILITIES AUTHORITY serves 5,750 people · EPA ID OK2001411
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
OEC Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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