1540 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 1540 W River Rd N, Elyria, OH 44035 · Last verified July 2026

Property Summary

Property TypeCommercial Office
Details36,210 sqft · built 1995
Lot Size1.75 acres (76,230 sqft)
OwnerCompany Name on File
Last Sale$1,433,000 (Dec 2017)
Tax Bill$49,948 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Jul 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN012345-7

Property Details

APN / Parcel Number

Primary APN012345-7
Alternative APN
  • 06-24-030-000-110

Interior

Stories1 Story
Building Area36,210 sqft Gross Area
Gross Area29,715 sqft
1st Floor Area12,956 sqft
Basement Area6,530 sqft

Exterior

Architectural StyleCustom Design
Lot Area76,230 sqft (1.75 acres)
View / LotPrimary
Total Buildings3 Buildings

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number012345-7
Street Address1530 W RIVER RD N
CityELYRIA
StateOH
Zip44035-2791
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionAPPLEBEES RESTAURANT FIRST MERIT OFFICE
Legal Tract24
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group2
Census Block2011
Census Tract70300

Owner

Source: Lorain County records · APN 012345-7

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12395 MCCRACKEN RD, H, CLEVELAND, OH 44125-2946
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2018Deed of Trust, Mortgage · Commercial Mortgage
JP MORGAN CHASE BANK
Jul 03, 2019Deed of Trust, Mortgage · Commercial Mortgage
JPMORGAN CHASE BANK NA
Dec 10, 2019Loan Modification, Mortgage
BANK OF AMERICA
Jan 17, 2018Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Dec 29, 2017Deed, Transfer · Commercial Mortgage
JP MORGAN CHASE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 29, 2017 · Amount on Record
Deed SaleDec 29, 2017 · Amount on Record
Prior SaleFeb 01, 1999 · Amount on Record
Deed Document Number2017656865
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1540 W RIVER RD N, ELYRIA, OH 44035-2714
Transaction TypeMortgage
Record UpdatedApr 29, 2022
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000661167
DateFeb 09, 2018
Instrument2018-0661167
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1540 W RIVER RD N, ELYRIA, OH 44035-2714
Transaction TypeMortgage
Record UpdatedApr 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000720643
DateJul 03, 2019
Instrument2019-0720643
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCLEVELAND, OH 44109
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLORAIN OH
Property Address1540 W RIVER RD N, ELYRIA, OH 44035-2714
Document Number0000742072
Instrument DateDec 10, 2019
Transaction TypeMortgage
Record UpdatedJan 07, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 OAK TREE BLVD #250 INDEPENDENCE OH 441316943, 250, INDEPENDENCE, OH 44131-6943

Mortgage

Document Number0000742072
DateDec 16, 2019
Instrument742072
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
Term60 Months
DueDec 15, 2024

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJan 17, 2018
Property Address1540 W RIVER RD N, ELYRIA, OH 44035-2714
Document Number0000658619
Instrument DateJan 08, 2018
Instrument658619
Transaction TypeTransfer
Record UpdatedJan 26, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12395 MCCRACKEN RD #H GARFIELD HEIGHTS OH 441252946, H, GARFIELD HEIGHTS, OH 44125-2946

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionLORAIN OH
Recording DateDec 29, 2017
Property Address1540 W RIVER RD N, ELYRIA, OH 44035-2714
Document Number0000656865
Map ReferenceVOL 833 PG 179
Instrument DateDec 28, 2017
Instrument2017-0656865
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,732.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000656866
DateDec 29, 2017
Instrument2017-0656866
Lender
NameJP MORGAN CHASE BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$49,948.00 (+2.75%)$808,910 (-) Land $98,720 Building $710,190$2,311,170 (-) Land $282,050 Building $2,029,120
2024$48,613.00 (+33.32%)$808,910 (+61.28%) Land $98,718 Building $710,192$2,311,170 (+61.28%) Land $282,050 Building $2,029,120
2023$36,463.00$501,551 Land $80,042 Building $421,509$1,433,000 Land $228,690 Building $1,204,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber1,000 / 1,000
Uniti GroupDSL200 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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