1540 W Jay Ct, Spokane, WA 99208 Property Records

Spokane County property record for 1540 W Jay Ct, Spokane, WA 99208 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,340 sqft · built 2018
Lot Size0.34 acres (14,828 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (Aug 2018)
Tax Bill$5,443 (2026)
Deeds & MortgagesJan 2020 Mortgage
Aug 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26241.2108

Property Details

APN / Parcel Number

Primary APN26241.2108

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,340 sqft Living Area
Gross Area3,168 sqft
1st Floor Area1,636 sqft
2nd Floor Area704 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,828 sqft (0.34 acres)
Garage TypeAttached
Garage Area828 sqft
Parking Spaces3 Parking Spaces
Patio Area140 sqft
Canopy480 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1540 W JAY CT
CitySPOKANE
StateWA
Zip99208-6788
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR PLACE LT 8 BLK 1 (AFN# 6616031)
Legal SubdivisionCEDAR PLACE
Legal Block1
Legal Lot Number8
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group3
Census Block3001
Census Tract10701

Owner

Source: Spokane County records · APN 26241.2108

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1540 W JAY CT, SPOKANE, WA 99208-6788
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
NUMERICA CU
Aug 23, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
NUMERICA CU
Mar 19, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 2018 · Amount on Record
Deed SaleAug 23, 2018 · Amount on Record
Prior SaleMar 19, 2018 · Amount on Record
Deed Document Number20186736780
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address1540 W JAY CT, SPOKANE, WA 99208-6788
Document Number0006887232
Instrument DateJan 22, 2020
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1540 W JAY CT SPOKANE WA 992086788, SPOKANE, WA 99208-6788

Mortgage

Document Number0006887232
DateJan 29, 2020
Instrument6887232
Lender
NameNUMERICA CU
TypeCredit Union
AddressSPOKANE VALLEY, WA 99037
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJan 28, 2045

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateAug 23, 2018
Property Address1540 W JAY CT, SPOKANE, WA 99208-6788
Document Number0006736780
Instrument DateAug 09, 2018
Instrument6736780
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 03, 2018
Title CompanySPOKANE COUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,947.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1540 W JAY CT SPOKANE WA 992086788, SPOKANE, WA 99208-6788

Mortgage

Document Number6736781
DateAug 23, 2018
Instrument6736781
Lender
NameNUMERICA CU
TypeCredit Union
AddressSPOKANE VALLEY, WA 99201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 22, 2048

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateMar 19, 2018
Property Address1540 W JAY CT, SPOKANE, WA 99208-6788
Document Number0006691962
Map ReferenceVOL39 PG48
Instrument DateMar 16, 2018
Instrument6691962
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
Tax$1,144.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address9708 N NEVADA ST STE 1, 1, SPOKANE, WA 99218-6013

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictMead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,443.00 (-1.5%)$567,000 (+4.69%) Land $140,000 Building $427,000$567,000 (+4.69%) Land $140,000 Building $427,000
2025$5,526.00 (+5.16%)$541,600 (-7.66%) Land $130,000 Building $411,600$541,600 (-7.66%) Land $130,000 Building $411,600
2024$586,500 (+26.78%) Land $90,000 Building $496,500$586,500 (+26.78%) Land $90,000 Building $496,500
2023$5,255.00 (+5.76%)$462,600 Land $65,000 Building $397,600$462,600 Land $65,000 Building $397,600
2022$4,969.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530630107013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 36% of the US · above 30% of Washington
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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