1540 W 9th St, Laurel, MT 59044 Property Records

Yellowstone County property record for 1540 W 9th St, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,844 sqft · built 1975
Lot Size	4.8 acres (209,088 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,906 (2025)
Deeds & Mortgages	Sep 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`000D025790`

Property Details

APN / Parcel Number

Primary APN	`000D025790`
Alternative APNs	`03-0821-08-1-01-05-0000` `R0358075` `D025790` `D02579`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,844 sqft Living Area
Gross Area	1,994 sqft
1st Floor Area	1,220 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	209,088 sqft
View / Lot	Neighborhood / Spot
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	280 sqft
Shed	1 Shed
Shed Area	168 sqft
Pole Barn	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1540 W 9TH ST
City	LAUREL
State	MT
Zip	59044-1668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S08, T02 S, R24 E, C.O.S. 1262, PARCEL 5 BLK 2, S2N2
Legal Range	24E
Legal Township	02S
Legal Section	08
Legal Subdivision	CERTIFICATE/SURV 1262 05
Legal Tract	5
Legal Block	2
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	3
Census Block	3024
Census Tract	1901

Owner

1540 W 9th St is owned by two individuals who acquired it in August 2025.

Source: Yellowstone County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 ARBOR DR, LIVINGSTON, MT 59047-9252
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 7, 2025
Transfer Doc	0004110101
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 8, 2026
Property Address	1540 W 9TH ST, LAUREL, MT 59044-1668
Document Number	0004145670
Instrument Date	Sep 1, 2026
Instrument	20264145670
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 W 9TH ST, LAUREL, MT 59044-1668

Mortgage

Document Number	0004145670,
Date	Sep 8, 2026
Instrument	20264145670

Lender

Name	YELLOWSTONE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 10, 2027

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1540 W 9th St was $1,906, down 12.8% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,700 (-) Land $173,848 Building $276,852	$450,700 (-) Land $173,848 Building $276,852
2025	$1,906.00 (-12.77%)	$450,700 Land $173,848 Building $276,852	$450,700 Land $173,848 Building $276,852
2024	$2,185.00 (+4.7%)
2023	$2,087.00	$329,500	$329,500 Land $115,742 Building $213,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1540 W 9th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1540 W 9th St is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 68% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	100 / 20