1540 W 500 S, Bluffton, IN 46714 Property Records

Wells County property record for 1540 W 500 S, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,120 sqft · built 1980
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,209 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-09-35-200-002.000-013`

Property Details

APN / Parcel Number

Primary APN	`90-09-35-200-002.000-013`
Alternative APNs	`00001590268` `0060432200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,120 sqft Living Area
1st Floor Area	3,080 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	82,764 sqft (1.9 acres)
Garage Type	Attached
Garage Area	1,032 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001590268
Street Address	1540 W 500 S
City	BLUFFTON
State	IN
Zip	46714-9667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35-26-11 1.900A PT E NW NE COR E/2 NW
Jurisdiction	WELLS IN
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2017
Census Tract	40700

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1540 W 500 S, BLUFFTON, IN 46714-9667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1540 W 500 S, BLUFFTON, IN 46714-9667
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020215751
Date	Dec 15, 2021
Instrument	20215751

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1540 W 500 S, BLUFFTON, IN 46714-9667
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20204817
Date	Nov 4, 2020
Instrument	20204817

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Nov 20, 2032

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1540 W 500 S, BLUFFTON, IN 46714-9667
Transaction Type	Mortgage
Record Updated	Oct 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20193379
Date	Oct 2, 2019
Instrument	20193379

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Oct 20, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Liberty Township
Unified School District	Southern Wells Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,209.00 (+10.51%) Homeowner's exemption	$223,500 (+10.42%) Land $43,800 Building $179,700	$223,500 (+10.42%) Land $43,800 Building $179,700
2024	$1,094.00 (+23.34%)
2023		$202,400 (+5.8%) Land $43,800 Building $158,600	$202,400 (+5.8%) Land $43,800 Building $158,600
2022	$887.00	$191,300 Land $31,400 Building $159,900	$191,300 Land $31,400 Building $159,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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