1540 Trout Gulch Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 1540 Trout Gulch Rd, Aptos, CA 95003

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 2 ba · 2,931 sqft · built 1978
Lot Size	11.3 acres (494,754 sqft)
Owner	2 Trust Names on File
Last Sale	$203,000 (May 1996)
Tax Bill	$4,747 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-121-53`

Property Details

APN / Parcel Number

Primary APN	`041-121-53`
Alternative APN	`041-121-53-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,931 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	494,754 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Deck Area	763 sqft
Patio Area	763 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1540 TROUT GULCH RD
City	APTOS
State	CA
Zip	95003-3029
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RA
Legal Subdivision	APTOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1023
Census Tract	122002

Owner

1540 Trout Gulch Rd, recreational vacant land, is owner-occupied and held in a trust since September 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1540 TROUT GULCH RD, APTOS, CA 95003-3029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Oct 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 1996 · Amount on File
Deed Sale	May 22, 1996 · Amount on File
Deed Document Number	199628411
Deed Book / Page	5848 / 877
Last Transfer Date	Sep 29, 2020
Transfer Doc	0000040738
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1540 TROUT GULCH RD, APTOS, CA 95003-3029
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 TROUT GULCH RD, APTOS, CA 95003-3029

Mortgage

Document Number	0000059543
Date	Dec 8, 2021
Instrument	2021-0059543

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 8, 2020
Property Address	1540 TROUT GULCH RD, APTOS, CA 95003-3029
Document Number	0000040738
Instrument Date	Sep 29, 2020
Instrument	40738
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1540 TROUT GULCH RD APTOS CA 950033029, APTOS, CA 95003-3029

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 8, 2020
Property Address	1540 TROUT GULCH RD, APTOS, CA 95003-3029
Document Number	0000040739
Instrument Date	Sep 29, 2020
Instrument	40739
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1540 TROUT GULCH RD APTOS CA 950033029, APTOS, CA 95003-3029

Tax Assessment & Valuation

The 2025 property tax bill for 1540 Trout Gulch Rd was $4,747.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,986 (+2%) Land $93,198 Building $250,788
2025	$4,747.00	$337,242 Land $91,371 Building $245,871
2023	$4,295.00 (+2.21%)	$324,146 Land $87,823 Building $236,323	$1,081,980
2022	$4,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1540 Trout Gulch Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1540 Trout Gulch Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

4G LTE only, no 5G reported

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