Davidson County property record for 1540 Thomas Rd, Lexington, NC 27295
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 4,072 sqft · built 1990 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Jun 2026) |
| Tax Bill | $1,176 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-031-C-000-0001 |
| Primary APN | 13-031-C-000-0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 4,072 sqft Total Area |
| 1st Floor Area | 1,781 sqft |
| Basement Area | 1,085 sqft |
| Unfinished Basement | 1,085 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,511 sqft (0.93 acres) |
| Lot Width | 150 ft Width |
| Garage Type | Mixed |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2980700 |
|---|---|
| Street Address | 1540 THOMAS RD |
| City | LEXINGTON |
| State | NC |
| Zip | 27295-8812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | P=18-22 L1 BK2123-2326 11 BRANDON AC |
| Legal Subdivision | BRANDON ACRES |
| Jurisdiction | DAVIDSON NC |
| Township / Civil Division | MIDWAY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 60203 |
Source: Davidson County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1540 THOMAS RD, LEXINGTON, NC 27295-8812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC |
| Jun 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on Record |
| Deed Sale | Jun 11, 2026 · Amount on Record |
| Prior Sale | Oct 1, 1989 · Amount on Record |
| Deed Document Number | 202611161 |
| Deed Book / Page | 2761 / 1752 |
| Prior Transfer Date | Oct 10, 2013 |
| Prior Transfer Doc | 0021232326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | Jun 11, 2026 |
| Property Address | 1540 THOMAS RD, LEXINGTON, NC 27295-8812 |
| Document Number | 0000011161 |
| Book / Page | 2761 / 1752 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202611161 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1540 THOMAS RD, LEXINGTON, NC 27295-8812 |
| Document Number | 0000011162, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 202611162 |
| Name | ATLANTIC COAST MORTGAGE GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | Jun 11, 2026 |
| Property Address | 1540 THOMAS RD, LEXINGTON, NC 27295-8812 |
| Document Number | 0027611752 |
| Book / Page | 2761 / 1752 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202611161 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1540 THOMAS RD, LEXINGTON, NC 27295-8812 |
| Document Number | 0000011162, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 202611162 |
| Name | ATLANTIC BAY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Davidson County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davidson County |
| Unified School District | Davidson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,176.00 (+3.7%) | $177,160 (-) | $177,160 (-) Land $24,000 Building $153,160 |
| 2025 | $1,134.00 (-1.48%) | $177,160 (-) | $177,160 (-) Land $24,000 Building $153,160 |
| 2023 | $1,151.00 | $177,160 | $177,160 Land $24,000 Building $153,160 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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