Collin County property record for 1540 Temple Ct, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 5,054 sqft · built 2025 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Dec 2025 Second Mortgage Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-13356-00U-0160-1 |
| Primary APN | R-13356-00U-0160-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 5,054 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Lot Area | 12,197 sqft (0.28 acres) |
| Account Number | 2925990 |
|---|---|
| Street Address | 1540 TEMPLE CT |
| City | PROSPER |
| State | TX |
| Zip | 75078-3840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESI |
| Legal Description | LEGACY GARDENS PHASE 2 (CPR), BLK U, LOT 16 |
| Legal Subdivision | LEGACY GARDENS |
| Legal Phase | 2 |
| Legal Block | U |
| Legal Lot Number | 16 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 30304 |
Source: Collin County records, as of January 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1540 TEMPLE CT, PROSPER, TX 75078-3840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage INTERNATIONAL BANK OF COMMERCE |
| Dec 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 30, 2025 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2025 |
| Deed Sale | Dec 30, 2025 |
| Deed Document Number | 2025000168125 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 1540 TEMPLE CT, PROSPER, TX 75078-3840 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Name | Verified Name |
|---|
| Document Number | 2025000168127 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025000168127 |
| Name | INTERNATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78758 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 1540 TEMPLE CT, PROSPER, TX 75078-3840 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Name | Verified Name |
|---|---|
| Address | 2421 TWIN OAKS DR, LITTLE ELM, TX 75068-6061 |
| Document Number | 2025000168126 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025000168126 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Dec 30, 2025 |
| Property Address | 1540 TEMPLE CT, PROSPER, TX 75078-3840 |
| Document Number | 2025000168125 |
| Map Reference | VOL 2024 PG 547 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2025000168125 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 19, 2026 |
| Title Company | FIRST AMER TTL CO HOMEBUILDE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6225 N STATE HIGHWAY 161 # 161150, 161150, IRVING, TX 75038-2223 |
| Name | Verified Name |
|---|---|
| Address | 1540 TEMPLE CT, PROSPER, TX 75078-3840 |
| Document Number | 2025000168126 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025000168126 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Number | 2025000168127 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025000168127 |
| Name | INTERNATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78758 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2041 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $214,500 Land $214,500 | $214,500 Land $214,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
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