1540 Surrey Dr, Wheaton, IL 60189 Property Records

DuPage County property record for 1540 Surrey Dr, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,752 sqft · built 1968
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Aug 2018)
Tax Bill	$10,265 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-301-004`

Property Details

APN / Parcel Number

Primary APN	`05-20-301-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,752 sqft Living Area
Basement Area	1,156 sqft
Finished Basement	1,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	13 ft deep x 8 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1540 SURREY DR
City	WHEATON
State	IL
Zip	60189-7249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SPRINGBROOK UNIT NO 1
Legal Subdivision	SPRINGBROOK
Legal Lot Number	33
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3012
Census Tract	842604

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1540 SURREY DR, WHEATON, IL 60189-7249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Sep 24, 2021	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 10, 2018	Loan Modification, Mortgage · Conventional Mortgage DENVER CMNTY CU
Aug 7, 2018	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL FUNDING SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2018 · Amount on Record
Deed Sale	Aug 7, 2018 · Amount on Record
Prior Sale	Aug 5, 2011 · Amount on Record
Deed Document Number	201873769
Last Transfer Date	Sep 16, 2021
Transfer Doc	0000142528
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1540 SURREY DR, WHEATON, IL 60189-7249
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070493
Date	May 4, 2021
Instrument	R2021-070493

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 24, 2021
Property Address	1540 SURREY DR, WHEATON, IL 60189-7249
Document Number	0000142528
Map Reference	DOC R66-30303
Instrument Date	Sep 16, 2021
Instrument	R2021-142528
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1540 SURREY DR, WHEATON, IL 60189-7249

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DU PAGE IL
Property Address	1540 SURREY DR, WHEATON, IL 60189-7249
Document Number	0000093144
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 SURREY DR WHEATON IL 601897249, WHEATON, IL 60189-7249

Mortgage

Document Number	0000093144
Date	Oct 3, 2018
Instrument	93144

Lender

Name	DENVER CMNTY CU
Address	DENVER, CO 80204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 7, 2018
Property Address	1540 SURREY DR, WHEATON, IL 60189-7249
Document Number	0000073769
Map Reference	DOCR66-30303
Instrument Date	Jun 14, 2018
Instrument	R2018-073769
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 SURREY DR, WHEATON, IL 60189-7249

Mortgage

Document Number	0000073771
Date	Aug 7, 2018
Instrument	R2018-073771

Lender

Name	FINANCIAL FUNDING SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,265.00 (+12.7%)	$177,477 (+29.06%) Land $39,674 Building $137,803	$532,431 (+29.06%) Land $119,022 Building $413,409
2022	$9,108.00 Homeowner's exemption	$137,520 Land $31,820 Building $105,700	$412,560 Land $95,460 Building $317,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1978–2013)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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