1540 Summers Dr, Cedar Hill, TX 75104 Property Records

Dallas County property record for 1540 Summers Dr, Cedar Hill, TX 75104

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,716 sqft · built 1998
Lot Size	0.118 acres (5,124 sqft)
Owner	2 Individual Names on File
Last Sale	$125,500 (Feb 2014)
Tax Bill	$7,851 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`16-00591-005-011-0000`

Property Details

APN / Parcel Number

Primary APN	`16-00591-005-011-0000`
Alternative APN	`160059100501100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,716 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,124 sqft (0.118 acres)
Lot Dimensions	100 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	160059100501100
Street Address	1540 SUMMERS DR
City	CEDAR HILL
State	TX
Zip	75104-4918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z236
Legal Description	BRADFORD PARK AT HIGH POINTE PH 2 BLK 5 LOT 11 INT201400025278 DD01312014 CO-DC 0059100501100 4CH00591005
Legal Subdivision	BRADFORD PARK AT HIGH POINTE PH 2
Legal Tract	591
Legal Block	5
Legal Lot Number	11
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2016
Census Tract	16511

Owner

1540 Summers Dr is owned and occupied by two individuals who bought it in February 2014.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1540 SUMMERS DR, CEDAR HILL, TX 75104-4918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 21, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2014 · Amount on File
Deed Sale	Feb 3, 2014 · Amount on File
Prior Sale	Apr 11, 2013
Deed Document Number	201425278
Prior Transfer Date	Nov 2, 2010
Prior Transfer Doc	0000288361
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1540 SUMMERS DR, CEDAR HILL, TX 75104-4918
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 SUMMERS DR, CEDAR HILL, TX 75104-4918

Mortgage

Document Number	0000065838
Date	Mar 8, 2022
Instrument	202200065838

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Dec 1, 2051

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DALLAS TX
Property Address	1540 SUMMERS DR, CEDAR HILL, TX 75104-4918
Document Number	0000294768
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 SUMMERS DR CEDAR HILL TX 751044918, CEDAR HILL, TX 75104-4918

Mortgage

Document Number	0000294768
Date	Oct 18, 2017
Instrument	294768

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1540 Summers Dr was $7,851 with exemptions applied, up 13.1% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Cedar Hill City
Unified School District	Cedar Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,780 (-3%) Land $60,000 Building $308,780	$368,780 (-3%) Land $60,000 Building $308,780
2025	$7,851.00 (+13.08%) Homeowner's exemption	$380,190 Land $60,000 Building $320,190	$380,190 Land $60,000 Building $320,190
2024	$6,943.00 (+9.58%)
2023	$6,336.00 (-4.13%) Homeowner's exemption	$355,380 Land $60,000 Building $295,380	$355,380 Land $60,000 Building $295,380
2022	$6,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1540 Summers Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1540 Summers Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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