Montgomery County property record for 1540 Spinnaker Way, Dayton, OH 45458
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 994 sqft · built 1992 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Sep 2022) |
| Tax Bill | $2,274 (2024) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O67 51113 0007 |
| Primary APN | O67 51113 0007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 994 sqft Living Area |
| 1st Floor Area | 994 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Condo/Apartment |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 1,307 sqft |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1540 SPINNAKER WAY |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45458-5700 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BLDG 1 UNIT 1540 BRIDGEPORT CONDO SEC 1 |
| Legal Subdivision | BRIDGEPORT CONDO |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 40405 |
1540 Spinnaker Way, a condominium, is owned and occupied by an individual who bought it in September 2022.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1540 SPINNAKER WAY, DAYTON, OH 45458-5700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2022 | Warranty Deed, Transfer · VA Mortgage PRIMELENDING |
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Apr 6, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Nov 2, 2021 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2022 · Amount on File |
| Deed Sale | Sep 28, 2022 · Amount on File |
| Prior Sale | Apr 6, 2022 |
| Deed Document Number | 202200060820 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 28, 2022 |
| Property Address | 1540 SPINNAKER WAY, DAYTON, OH 45458-5700 |
| Document Number | 0000060820 |
| Map Reference | MB 150 PG 41-41B |
| Instrument Date | Sep 16, 2022 |
| Instrument | 202200060820 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1540 SPINNAKER WAY, DAYTON, OH 45458-5700 |
| Document Number | 0000060821 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 202200060821 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1540 SPINNAKER WAY, DAYTON, OH 45458-5700 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018055 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021-00018055 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 6, 2022 |
| Property Address | 1540 SPINNAKER WAY, DAYTON, OH 45458-5700 |
| Document Number | 0000023581 |
| Map Reference | MB 150 PG 41 |
| Instrument Date | Mar 20, 2022 |
| Instrument | 2022-00023581 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1025 KIRKWALL CT, MIAMISBURG, OH 45342-6712 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Nov 2, 2021 |
| Property Address | 1540 SPINNAKER WAY, DAYTON, OH 45458-5700 |
| Document Number | 0000083746 |
| Map Reference | MB 150 PG 41 |
| Instrument Date | Oct 31, 2021 |
| Instrument | 2021-00083746 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,090 Land $7,150 Building $25,940 | ||
| 2024 | $2,274.00 (+8.39%) | ||
| 2023 | $2,098.00 (+18.6%) | $33,090 (+47%) Land $7,150 Building $25,940 | $94,530 Land $20,430 Building $74,100 |
| 2022 | $1,769.00 | $22,510 Land $4,870 Building $17,640 | |
| 2020 | $64,310 Land $13,900 Building $50,410 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1540 Spinnaker Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1540 Spinnaker Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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