1540 Scott St, Covington, KY 41011 Property Records

Kenton County property record for 1540 Scott St, Covington, KY 41011

Property Summary

Property Type	Other Improved
Details	2,202 sqft
Lot Size	0.088 acres (3,850 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (May 2019)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	May 2019 Sale Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-13-13-032.00`

Property Details

APN / Parcel Number

Primary APN	`055-13-13-032.00`

Interior

Units	8 Units
Stories	2 Stories
Building Area	2,202 sqft Finished Area

Exterior

Construction Type	Frame
Roof Material	Metal
Lot Area	3,850 sqft (0.088 acres)
Lot Dimensions	154 ft deep x 25 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1540 SCOTT ST
City	COVINGTON
State	KY
Zip	41011-3354
Property Category	Other
Property Type	Other > Other Improved
Legal Description	25'X154 1/2' ES SCOTT 100' N 16TH
Legal Subdivision	SOUTHGATE RICHARD
Legal Phase	2
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 691, DAYTON, OH 45409-0691
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
Jan 24, 2018	Deed of Trust, Mortgage BUD LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2019 · Amount on Record
Deed Sale	May 8, 2019 · Amount on Record
Prior Sale	Aug 5, 2014 · Amount on Record
Deed Document Number	201905 08 059 00177
Deed Book / Page	6656 / 80
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 8, 2019
Property Address	1540 SCOTT ST, COVINGTON, KY 41011-3354
Document Number	0000000177
Book / Page	0C6656 / 000080
Instrument Date	May 3, 2019
Instrument	177
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 691 DAYTON OH 454090691, DAYTON, OH 45409-0691

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1540 SCOTT ST, COVINGTON, KY 41011-3354
Document Number	0000000086
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5655 VALLEY FORGE LN INDEPENDENCE KY 410519299, INDEPENDENCE, KY 41051-9299

Mortgage

Document Number	0000000086
Date	Feb 14, 2018
Book Page	0C6354/000015
Instrument	86

Lender

Name	BUD LLC
Address	PO BOX 188, PARIS, KY 40362-0188

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Feb 13, 2021

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,000 (+25%) Land $15,000 Building $85,000	$100,000 (+25%) Land $15,000 Building $85,000
2025	$1,060.00 (-0.47%)	$80,000 (-) Land $15,000 Building $65,000	$80,000 (-) Land $15,000 Building $65,000
2023	$1,065.00	$80,000 Land $15,000 Building $65,000	$80,000 Land $15,000 Building $65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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