1540 Saddle Ln, Aurora, IL 60505 Property Records

Kane County property record for 1540 Saddle Ln, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,510 sqft · built 2005
Lot Size	0.255 acres (11,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,500 (Feb 2017)
Tax Bill	$8,766 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-11-306-007`

Property Details

APN / Parcel Number

Primary APN	`15-11-306-007`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,510 sqft Living Area
Gross Area	4,366 sqft
Basement Area	1,327 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Construction Type	Frame
Lot Area	11,100 sqft (0.255 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	1540 SADDLE LN
City	AURORA
State	IL
Zip	60505-1072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARYWOOD MEADOW ESTATES LOT # 35
Legal Subdivision	MARYWOOD MEADOW ESTATES
Legal Block	2
Legal Lot Number	35
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2020
Census Tract	852906

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1540 SADDLE LN, AURORA, IL 60505-1072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Quit Claim Deed, Transfer MR COOPER
Feb 2, 2017	Grant Deed, Transfer · Conventional with PMI PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2017 · Amount on Record
Deed Sale	Feb 2, 2017 · Amount on Record
Prior Sale	May 4, 2016 · Amount on Record
Deed Document Number	20176322
Last Transfer Date	Apr 4, 2020
Transfer Doc	0000019685
Record Updated	Oct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 21, 2020
Property Address	1540 SADDLE LN, AURORA, IL 60505-1072
Document Number	0000019685
Instrument Date	Apr 4, 2020
Instrument	19685
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1540 SADDLE LN AURORA IL 605051072, AURORA, IL 60505-1072

Mortgage

Document Number	19686
Date	Apr 21, 2020
Instrument	19686

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

Interest

Rate	3.5%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Feb 2, 2017
Property Address	1540 SADDLE LN, AURORA, IL 60505-1072
Document Number	0000006322
Instrument Date	Jan 10, 2017
Instrument	6322
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 W PINEHURST CIR #101 GLENDALE HEIGHTS IL 601393629, 101, GLENDALE HEIGHTS, IL 60139-3629

Mortgage

Document Number	6323
Date	Feb 2, 2017
Instrument	6323

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,766.00 (+15.39%) Homeowner's exemption	$142,226 (+9.39%) Land $23,203 Building $119,023	$426,849 (+9.39%) Land $69,637 Building $357,212
2024		$130,017 (+22.66%) Land $21,211 Building $108,806	$390,207 (+22.71%) Land $63,658 Building $326,549
2022	$7,597.00 (+1.54%) Homeowner's exemption	$105,995 (+7.41%) Land $17,292 Building $88,703	$317,985 (+7.41%) Land $51,876 Building $266,109
2021	$7,482.00 Homeowner's exemption	$98,683 Land $16,099 Building $82,584	$296,049 Land $48,297 Building $247,752

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet, T-Mobile.

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