1540 S Willow Ave, Independence, MO 64052 Property Records

Jackson County property record for 1540 S Willow Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,300 sqft · built 1920
Lot Size	0.152 acres (6,635 sqft)
Owner	Individual Name on Record
Last Sale	$38,900 (Jan 1997)
Tax Bill	$2,835 (2025)
Deeds & Mortgages	Sep 2019 Loan Modification Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-130-22-11`

Property Details

APN / Parcel Number

Primary APN	`27-130-22-11`
Alternative APNs	`27-130-22-11-00-0-00-000` `27130221100000001` `788460`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,272 sqft
Basement Area	1,308 sqft
Flooring	Carpet

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,635 sqft (0.152 acres)
Lot Dimensions	138 ft deep x 50 ft wide

Exterior Amenities

Porch	Covered Porch
Porch Area	120 sqft
Deck Area	225 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	788460
Street Address	1540 S WILLOW AVE
City	INDEPENDENCE
State	MO
Zip	64052-2250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAYWOOD RESURVEY OF BLK A N 52 LOT 6 BLK 20 (EX N 2 FOR WA LKWAY)
Legal Subdivision	MAYWOOD CONTINUATION
Legal Block	A,20
Legal Lot Number	6
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3009
Census Tract	11800

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1540 S WILLOW AVE, INDEPENDENCE, MO 64052-2250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2019	Loan Modification, Mortgage NEW RESID'L MTG LLC
Nov 13, 2017	Deed of Trust, Mortgage DITECH MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 1997 · Amount on Record
Deed Sale	Jan 15, 1997 · Amount on Record
Deed Document Number	19972671
Deed Book / Page	2949 / P2106
Record Updated	Oct 29, 2026

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MO
Property Address	1540 S WILLOW AVE, INDEPENDENCE, MO 64052-2250
Document Number	0000E87604
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 S WILLOW AVE INDEPENDENCE MO 640522250, INDEPENDENCE, MO 64052-2250

Mortgage

Document Number	0000E87604
Date	Oct 28, 2019
Instrument	87604E

Lender

Name	NEW RESID'L MTG LLC
Address	VIRGINIA BEACH, VA 23452

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.25%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1540 S WILLOW AVE, INDEPENDENCE, MO 64052-2250
Document Number	000E105286
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1540 S WILLOW AVE INDEPENDENCE MO 640522250, INDEPENDENCE, MO 64052-2250

Mortgage

Document Number	000E105286
Date	Nov 22, 2017
Instrument	105286E

Lender

Name	DITECH MTG
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,829 (-) Land $3,378 Building $12,451	$83,310 (-)
2025	$2,835.00 (-18.58%)	$15,829 (-5.21%) Land $3,378 Building $12,451	$83,310 (-5.21%)
2024	$3,482.00 (+23.3%)
2023	$2,824.00	$16,699 Land $1,419 Building $15,280	$87,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile, Wisper ISP.

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