1540 S Coy Rd, Oregon, OH 43616 Property Records

Lucas County property record for 1540 S Coy Rd, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 921 sqft · built 1897
Lot Size	0.479 acres (20,900 sqft)
Owner	Individual Name on File
Last Sale	$181,000 (Jun 2024)
Tax Bill	$2,785 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-23477`

Property Details

APN / Parcel Number

Primary APN	`44-23477`
Alternative APN	`24032019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	921 sqft Living Area
1st Floor Area	614 sqft
2nd Floor Area	307 sqft
Basement Area	614 sqft

Exterior

Year Built	Built 1897
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	20,900 sqft (0.479 acres)
Lot Width	80 ft Width
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	108 sqft
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1540 S COY RD
City	OREGON
State	OH
Zip	43616-4144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R2
Legal Description	8 10 9 SE 1/4 N 10 RDS 7 FT S 20 RDS 7FT E 16 RDS EXC S
Legal Subdivision	8 10 09 SE 1/4
Legal Tract	101
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	5
Census Block	5013
Census Tract	10100

Owner

Source: Lucas County records · APN 44-23477

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1540 S COY RD, OREGON, OH 43616-4144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Deed Document Number	202406240019439
Record Updated	Jun 08, 2026

June 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 24, 2024
Property Address	1540 S COY RD, OREGON, OH 43616-4144
Document Number	0000019439
Instrument Date	Jun 17, 2024
Instrument	202406240019439
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1540 S COY RD, OREGON, OH 43616-4144

Mortgage

Document Number	0000019440
Date	Jun 24, 2024
Instrument	202406240019440

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2054

Tax Assessment & Valuation

Source: Lucas County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,785.00 (+5.85%)	$56,455 (-) Land $6,440 Building $50,015
2024	$2,631.00 (+16.78%)	$56,455 (+39.53%) Land $6,440 Building $50,015	$161,300 (+39.53%) Land $18,400 Building $142,900
2023	$2,253.00 (-0.75%)	$40,460 (-) Land $5,040 Building $35,420
2022	$2,270.00 Homeowner's exemption	$40,460 Land $5,040 Building $35,420
2021			$115,600 Land $14,400 Building $101,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
BCI Mississippi Broadband Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Electric, Spectrum.

Based on FCC filings for 178 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OREGON CITY serves 19,950 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.