1540 Regency Ct, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1540 Regency Ct, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,107 sqft · built 2006
Lot Size	0.253 acres (11,000 sqft)
Owner	Individual Name on Record
Tax Bill	$14,053 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`505-130-016-7`

Property Details

APN / Parcel Number

Primary APN	`505-130-016-7`
Alternative APN	`505-130-016`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	4,107 sqft Living Area
1st Floor Area	2,392 sqft
2nd Floor Area	1,715 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Lot Area	11,000 sqft (0.253 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1540 REGENCY CT
City	EL CERRITO
State	CA
Zip	94530-2586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6853 L13
Legal Subdivision	6853 CITY/EL CERRITO
Legal Tract	6853
Legal Lot Number	13
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	385100

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1540 REGENCY CT, EL CERRITO, CA 94530-2586
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 6, 2013
Transfer Doc	0000037486
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1540 REGENCY CT, EL CERRITO, CA 94530-2586
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 REGENCY CT, EL CERRITO, CA 94530-2586

Mortgage

Document Number	0000160206
Date	Jun 1, 2021
Instrument	2021-160206

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1540 REGENCY CT, EL CERRITO, CA 94530-2586
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 REGENCY CT, EL CERRITO, CA 94530-2586

Mortgage

Document Number	0000281199
Date	Oct 12, 2021
Instrument	2021-281199

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$981,029 (+2%) Land $164,598 Building $816,431
2025	$14,053.00 (+4.55%) Homeowner's exemption	$961,794 (+4.04%) Land $161,371 Building $800,423
2023	$13,442.00 (+1.55%) Homeowner's exemption	$924,448 Land $155,105 Building $769,343
2022	$13,237.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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